Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Bank Of India for its Forbesganj branch in Forbbesganj (Bh), Forbbesganj Bh, or Bihar, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Bank Of India located in Forbbesganj (Bh) or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code BKID0004637. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of India, Forbesganj, Forbbesganj (Bh)

Below in the table are the key details related to IFSC Code BKID0004637 of Bank Of India for its branch located in Forbbesganj (Bh), within the district of Forbbesganj Bh in the state of Bihar.

Particulars Details
Bank Bank Of India
IFSC Code BKID0004637
Branch Forbesganj
City Forbbesganj (Bh)
District Forbbesganj Bh
State Bihar
Address Netajett Market Subhash Chowkat Po Forbesganj

These details helps users in online banking and for businesses and individuals who use Bank Of India in Forbbesganj (Bh) for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BKID0004637 for the Forbesganj branch of Bank Of India plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of India located in Forbesganj, Forbbesganj (Bh), Bihar, are allotted a unique IFSC like BKID0004637 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Forbbesganj (Bh).
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Forbbesganj (Bh) and Forbbesganj Bh.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Bank Of India in Forbesganj reaches the right place, even though there are thousands of branches in Bihar and across India.

Format of the IFSC Code BKID0004637

The format of the IFSC Code for banks, including Bank Of India, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Forbesganj in Forbbesganj (Bh).

For example, the IFSC Code BKID0004637 of Bank Of India for the Forbesganj branch includes these elements, identifying the bank and the branch location in Forbbesganj (Bh) and Bihar correctly.

How to Find IFSC Code for Bank Of India?

To find the IFSC Code BKID0004637 of Bank Of India for its Forbesganj branch located in Forbbesganj (Bh), the following methods can help you out:

Cheque Book

The cheque book issued by Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Bank Of India branches in Forbbesganj (Bh) and Forbbesganj Bh, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of India and go to the branch locator section. Then search for Forbesganj or Forbbesganj (Bh) to find the exact IFSC Code BKID0004637.

Mobile Banking App

If you use Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Bank Of India and Forbbesganj (Bh) will provide accurate information.

How to Use IFSC Code BKID0004637 for Online Transfers?

Once you have the IFSC Code BKID0004637 for the Forbesganj branch of Bank Of India in Forbbesganj (Bh), you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BKID0004637. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Bank Of India IFSC Code BKID0004637.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Bank Of India Forbesganj in Forbbesganj (Bh), it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Bank Of India in Forbesganj, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Bank Of India website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Forbbesganj (Bh) manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of India in Forbesganj, Forbbesganj (Bh)?

The IFSC Code is BKID0004637.

Is the IFSC Code BKID0004637 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of India Forbesganj?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Forbesganj branch?

The address of the branch is Netajett Market Subhash Chowkat Po Forbesganj located in Forbbesganj (Bh), Forbbesganj Bh, Bihar.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.