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IFSC Code of Bank Of India, Nasratpur Naugawan, Farrukhabad, Uttar Pradesh — BKID0AG0455

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Bank Of India for its Nasratpur Naugawan branch in Farrukhabad, Farrukhabad, Uttar Pradesh, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Bank Of India located in Farrukhabad or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code BKID0AG0455. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of India, Nasratpur Naugawan, Farrukhabad

Here are the main details that are associated with the IFSC Code BKID0AG0455 of Bank Of India for its branch located in Farrukhabad, within the district of Farrukhabad in the state of Uttar Pradesh.

Particulars Details
Bank Bank Of India
IFSC Code BKID0AG0455
Branch Nasratpur Naugawan
City Farrukhabad
District Farrukhabad
State Uttar Pradesh
Address V Nasratpur Naugawan P Kayamganj Std05690 Pin Code 207502, Pin209724

These details helps users in online banking and for businesses and individuals who use Bank Of India in Farrukhabad for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BKID0AG0455 for the Nasratpur Naugawan branch of Bank Of India plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of India located in Nasratpur Naugawan, Farrukhabad, Uttar Pradesh, is provided with a unique IFSC like BKID0AG0455 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Bank Of India branch in Farrukhabad.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Farrukhabad and Farrukhabad.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Uttar Pradesh and the rest of India and the IFSC Code ensures that transactions meant for Bank Of India in Nasratpur Naugawan do not get mixed with another location.

Format of the IFSC Code BKID0AG0455

This is the format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Nasratpur Naugawan in Farrukhabad.

For example, the IFSC Code BKID0AG0455 of Bank Of India for the Nasratpur Naugawan branch includes these elements, identifying the bank and the branch location in Farrukhabad and Uttar Pradesh accurately.

How to Find IFSC Code for Bank Of India?

If you are looking for the IFSC Code BKID0AG0455 of Bank Of India for its Nasratpur Naugawan branch located in Farrukhabad, the following methods can help:

Cheque Book

The cheque book that is issued by Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Bank Of India branches in Farrukhabad and Farrukhabad, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Bank Of India and look for the branch locator section, then search for Nasratpur Naugawan or Farrukhabad to get the exact IFSC Code BKID0AG0455.

Mobile Banking App

If you use Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Bank Of India and Farrukhabad, then it will provide you proper information.

How to Use IFSC Code BKID0AG0455 for Online Transfers?

Once you have the IFSC Code BKID0AG0455 for the Nasratpur Naugawan branch of Bank Of India in Farrukhabad, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BKID0AG0455. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of India IFSC Code BKID0AG0455.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of India Nasratpur Naugawan in Farrukhabad, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Bank Of India in Nasratpur Naugawan, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Bank Of India website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Farrukhabad manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of India in Nasratpur Naugawan, Farrukhabad?

The IFSC Code is BKID0AG0455.

Is the IFSC Code BKID0AG0455 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of India Nasratpur Naugawan?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Nasratpur Naugawan branch?

The address of the branch is V Nasratpur Naugawan P Kayamganj Std05690 Pin Code 207502, Pin209724 located in Farrukhabad, Farrukhabad, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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