The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bank Of India for its Aligarh Mohaddipur branch in Farrukhabad, Rajepur, Uttar Pradesh, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Bank Of India located in Farrukhabad or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code BKID0007620. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Bank Of India, Aligarh Mohaddipur, Farrukhabad

The table below shows the main details of the IFSC Code BKID0007620 for the Bank Of India branch in Farrukhabad, which falls under the Rajepur district in Uttar Pradesh.

Particulars Details
Bank Bank Of India
IFSC Code BKID0007620
Branch Aligarh Mohaddipur
City Farrukhabad
District Rajepur
State Uttar Pradesh
Address Village And Post Rajepur Near Pwd Inspection House District Farrukhabad State Up209621

These details are essential not only for online banking users but also for businesses and individuals who use Bank Of India in Farrukhabad for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BKID0007620 for the Aligarh Mohaddipur branch of Bank Of India plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like BKID0007620 is given to every bank branch, including Bank Of India located in Aligarh Mohaddipur, Farrukhabad, Uttar Pradesh, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Bank Of India branch in Farrukhabad.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Farrukhabad and Rajepur.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Uttar Pradesh and the rest of India, which is why the IFSC Code ensures that transactions meant for Bank Of India in Aligarh Mohaddipur doesn't end up at another location.

Format of the IFSC Code BKID0007620

The format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Aligarh Mohaddipur in Farrukhabad.

For example, the IFSC Code BKID0007620 of Bank Of India for the Aligarh Mohaddipur branch includes these elements, identifying the bank and the branch location in Farrukhabad and Uttar Pradesh accurately.

How to Find IFSC Code for Bank Of India?

If you are looking for the IFSC Code BKID0007620 of Bank Of India for its Aligarh Mohaddipur branch located in Farrukhabad, the following methods can help:

Cheque Book

The cheque book that is issued by Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Bank Of India branches in Farrukhabad and Rajepur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Bank Of India and look for the branch locator section, then search for Aligarh Mohaddipur or Farrukhabad to get the exact IFSC Code BKID0007620.

Mobile Banking App

If you use Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Bank Of India and Farrukhabad, then it will provide you proper information.

How to Use IFSC Code BKID0007620 for Online Transfers?

If you have the IFSC Code BKID0007620 for the Aligarh Mohaddipur branch of Bank Of India in Farrukhabad, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BKID0007620. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Bank Of India IFSC Code BKID0007620.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Bank Of India Aligarh Mohaddipur in Farrukhabad, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of India in Aligarh Mohaddipur, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of India website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Farrukhabad to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of India Aligarh Mohaddipur Farrukhabad?

The IFSC Code of the Aligarh Mohaddipur Farrukhabad branch is BKID0007620.

Is IFSC Code BKID0007620 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Bank Of India Aligarh Mohaddipur branch?

The branch is located at Village And Post Rajepur Near Pwd Inspection House District Farrukhabad State Up209621.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.