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IFSC Code of Bank Of India, Aliganj Agra, Etah, Uttar Pradesh — BKID0007728

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Bank Of India for its Aliganj Agra branch in Etah, Etah, Uttar Pradesh, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Bank Of India located in Etah or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code BKID0007728. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of India, Aliganj Agra, Etah

Here are the key points that are associated with the IFSC Code BKID0007728 of Bank Of India for its branch located in Etah, within the district of Etah in the state of Uttar Pradesh.

Particulars Details
Bank Bank Of India
IFSC Code BKID0007728
Branch Aliganj Agra
City Etah
District Etah
State Uttar Pradesh
Address Shivani Bhawanmain Market Tehsil Roadaliganj Etah

These details are crucial, not just for online banking users but also for businesses and individuals who use Bank Of India in Etah for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BKID0007728 for the Aliganj Agra branch of Bank Of India has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of India located in Aliganj Agra, Etah, Uttar Pradesh, is provided a unique IFSC like BKID0007728 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Bank Of India branch in Etah.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Etah and Etah.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Uttar Pradesh and the rest of India, the IFSC Code ensures that transactions meant for Bank Of India in Aliganj Agra do not get misguided to another person.

Format of the IFSC Code BKID0007728

The format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Bank Of India, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Aliganj Agra in Etah.

For example, the IFSC Code BKID0007728 of Bank Of India for the Aliganj Agra branch has these elements, identifying the bank and the branch location in Etah and Uttar Pradesh correctly.

How to Find IFSC Code for Bank Of India?

If you are trying to find the IFSC Code BKID0007728 of Bank Of India for its Aliganj Agra branch located in Etah, the following methods can help:

Cheque Book

The cheque books that are issued by Bank Of India include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Bank Of India branches in Etah and Etah, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of India and find the branch locator section. Search for Aliganj Agra or Etah to get the exact IFSC Code BKID0007728.

Mobile Banking App

If you use Bank Of India's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Bank Of India and Etah that will provide accurate information.

How to Use IFSC Code BKID0007728 for Online Transfers?

If you have the IFSC Code BKID0007728 for the Aliganj Agra branch of Bank Of India in Etah, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BKID0007728. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Bank Of India IFSC Code BKID0007728.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Bank Of India Aliganj Agra in Etah, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of India in Aliganj Agra, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of India website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Etah to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of India in Aliganj Agra, Etah?

The IFSC Code is BKID0007728.

Is the IFSC Code BKID0007728 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of India Aliganj Agra?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Aliganj Agra branch?

The address of the branch is Shivani Bhawanmain Market Tehsil Roadaliganj Etah located in Etah, Etah, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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