For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Bank Of India for its Duttapur branch in Duttapur(Po Krishnarampur, Dist Hooglhly), Duttapur Po Krishnarampur Dist Hooglhly, West Bengal, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Bank Of India located in Duttapur(Po Krishnarampur, Dist Hooglhly) or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code BKID0004256. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of India, Duttapur, Duttapur(Po Krishnarampur, Dist Hooglhly)

Here are the main details that are associated with the IFSC Code BKID0004256 of Bank Of India for its branch located in Duttapur(Po Krishnarampur, Dist Hooglhly), within the district of Duttapur Po Krishnarampur Dist Hooglhly in the state of West Bengal.

Particulars Details
Bank Bank Of India
IFSC Code BKID0004256
Branch Duttapur
City Duttapur(Po Krishnarampur, Dist Hooglhly)
District Duttapur Po Krishnarampur Dist Hooglhly
State West Bengal
Address Village P O Krishnarampurdistrict Hooghly

These details help users in online banking and for businesses and individuals who use Bank Of India in Duttapur(Po Krishnarampur, Dist Hooglhly) for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BKID0004256 for the Duttapur branch of Bank Of India has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like BKID0004256 is given to every bank branch, including Bank Of India located in Duttapur, Duttapur(Po Krishnarampur, Dist Hooglhly), West Bengal, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Bank Of India branch in Duttapur(Po Krishnarampur, Dist Hooglhly).
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Duttapur(Po Krishnarampur, Dist Hooglhly) and Duttapur Po Krishnarampur Dist Hooglhly.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across West Bengal and the rest of India, which is why the IFSC Code ensures that transactions meant for Bank Of India in Duttapur doesn't end up at another location.

Format of the IFSC Code BKID0004256

The format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Duttapur in Duttapur(Po Krishnarampur, Dist Hooglhly).

For example, the IFSC Code BKID0004256 of Bank Of India for the Duttapur branch includes these elements, identifying the bank and the branch location in Duttapur(Po Krishnarampur, Dist Hooglhly) and West Bengal accurately.

How to Find IFSC Code for Bank Of India?

If you are trying to find the IFSC Code BKID0004256 of Bank Of India for its Duttapur branch located in Duttapur(Po Krishnarampur, Dist Hooglhly), the following methods can help:

Cheque Book

The cheque book issued by Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Bank Of India branches in Duttapur(Po Krishnarampur, Dist Hooglhly) and Duttapur Po Krishnarampur Dist Hooglhly, print them on the first page of your passbook.

Bank Website

Visit the official website of Bank Of India and navigate to the branch locator section. Search for Duttapur or Duttapur(Po Krishnarampur, Dist Hooglhly) to get the exact IFSC Code BKID0004256.

Mobile Banking App

If you use Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of India and Duttapur(Po Krishnarampur, Dist Hooglhly), you'll get the correct details.

How to Use IFSC Code BKID0004256 for Online Transfers?

Once you have the IFSC Code BKID0004256 for the Duttapur branch of Bank Of India in Duttapur(Po Krishnarampur, Dist Hooglhly), you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BKID0004256. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Bank Of India IFSC Code BKID0004256.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Bank Of India Duttapur in Duttapur(Po Krishnarampur, Dist Hooglhly), it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Bank Of India in Duttapur, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Bank Of India website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Duttapur(Po Krishnarampur, Dist Hooglhly) manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of India in Duttapur, Duttapur(Po Krishnarampur, Dist Hooglhly)?

The IFSC Code is BKID0004256.

Is the IFSC Code BKID0004256 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of India Duttapur?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Duttapur branch?

The address of the branch is Village P O Krishnarampurdistrict Hooghly located in Duttapur(Po Krishnarampur, Dist Hooglhly), Duttapur Po Krishnarampur Dist Hooglhly, West Bengal.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.