Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Bank Of India for its Dumariya Ganj branch in Dumariya Ganj, Dumariya Ganj, or Uttar Pradesh, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Bank Of India located in Dumariya Ganj or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code BKID0007018. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Bank Of India, Dumariya Ganj, Dumariya Ganj
The table below shows the main details of the IFSC Code BKID0007018 for the Bank Of India branch in Dumariya Ganj, which falls under the Dumariya Ganj district in Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Bank Of India |
| IFSC Code | BKID0007018 |
| Branch | Dumariya Ganj |
| City | Dumariya Ganj |
| District | Dumariya Ganj |
| State | Uttar Pradesh |
| Address | Etwa Road Near Pwd Office Dumariyaganjdistt Siddharth Nagar Uttar Pradesh 272189 |
These details are important not only for users using online banking but also for businesses and individuals who use Bank Of India in Dumariya Ganj for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code BKID0007018 for the Dumariya Ganj branch of Bank Of India is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of India located in Dumariya Ganj, Dumariya Ganj, Uttar Pradesh, are allotted a unique IFSC like BKID0007018 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Dumariya Ganj.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Dumariya Ganj and Dumariya Ganj.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Bank Of India in Dumariya Ganj reaches the right place, even though there are thousands of branches in Uttar Pradesh and across India.
Format of the IFSC Code BKID0007018
This is the format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Bank Of India, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Dumariya Ganj in Dumariya Ganj.
For example, the IFSC Code BKID0007018 of Bank Of India for the Dumariya Ganj branch includes these elements, identifying the bank and the branch location in Dumariya Ganj and Uttar Pradesh accurately.
How to Find IFSC Code for Bank Of India?
To find the IFSC Code BKID0007018 of Bank Of India for its Dumariya Ganj branch located in Dumariya Ganj, the following methods can help you out:
Cheque Book
The cheque book issued by Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Bank Of India branches in Dumariya Ganj and Dumariya Ganj, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Bank Of India and go to the branch locator section. Then search for Dumariya Ganj or Dumariya Ganj to find the exact IFSC Code BKID0007018.
Mobile Banking App
If you use Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Bank Of India and Dumariya Ganj will provide accurate information.
How to Use IFSC Code BKID0007018 for Online Transfers?
Once you have the IFSC Code BKID0007018 for the Dumariya Ganj branch of Bank Of India in Dumariya Ganj, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code BKID0007018. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Bank Of India IFSC Code BKID0007018.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Bank Of India Dumariya Ganj in Dumariya Ganj may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Bank Of India in Dumariya Ganj, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Bank Of India website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Dumariya Ganj manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is BKID0007018.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Etwa Road Near Pwd Office Dumariyaganjdistt Siddharth Nagar Uttar Pradesh 272189 located in Dumariya Ganj, Dumariya Ganj, Uttar Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.