For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Bank Of India for its Kashimpur branch in Digha ( Via Dattapukur, Dist 24 North Pargana, Digha Via Dattapukur Dist 24 North Pargana, West Bengal, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Bank Of India located in Digha ( Via Dattapukur, Dist 24 North Pargana or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code BKID0004276. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of India, Kashimpur, Digha ( Via Dattapukur, Dist 24 North Pargana

The table below shows the main details of the IFSC Code BKID0004276 for the Bank Of India branch in Digha ( Via Dattapukur, Dist 24 North Pargana, which falls under the Digha Via Dattapukur Dist 24 North Pargana district in West Bengal.

Particulars Details
Bank Bank Of India
IFSC Code BKID0004276
Branch Kashimpur
City Digha ( Via Dattapukur, Dist 24 North Pargana
District Digha Via Dattapukur Dist 24 North Pargana
State West Bengal
Address Village Chandrapurp O Digha Via Dattapukur

These details helps users in online banking and for businesses and individuals who use Bank Of India in Digha ( Via Dattapukur, Dist 24 North Pargana for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BKID0004276 for the Kashimpur branch of Bank Of India plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of India located in Kashimpur, Digha ( Via Dattapukur, Dist 24 North Pargana, West Bengal, are allotted a unique IFSC like BKID0004276 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Digha ( Via Dattapukur, Dist 24 North Pargana.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Digha ( Via Dattapukur, Dist 24 North Pargana and Digha Via Dattapukur Dist 24 North Pargana.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Bank Of India in Kashimpur reaches the right place, even though there are thousands of branches in West Bengal and across India.

Format of the IFSC Code BKID0004276

This is the format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Kashimpur in Digha ( Via Dattapukur, Dist 24 North Pargana.

For example, the IFSC Code BKID0004276 of Bank Of India for the Kashimpur branch includes these elements, identifying the bank and the branch location in Digha ( Via Dattapukur, Dist 24 North Pargana and West Bengal accurately.

How to Find IFSC Code for Bank Of India?

If you are trying to find the IFSC Code BKID0004276 of Bank Of India for its Kashimpur branch located in Digha ( Via Dattapukur, Dist 24 North Pargana, the following methods can help:

Cheque Book

The cheque books that are issued by Bank Of India include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Bank Of India branches in Digha ( Via Dattapukur, Dist 24 North Pargana and Digha Via Dattapukur Dist 24 North Pargana, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of India and find the branch locator section. Search for Kashimpur or Digha ( Via Dattapukur, Dist 24 North Pargana to get the exact IFSC Code BKID0004276.

Mobile Banking App

If you use Bank Of India's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Bank Of India and Digha ( Via Dattapukur, Dist 24 North Pargana that will provide accurate information.

How to Use IFSC Code BKID0004276 for Online Transfers?

Once you have the IFSC Code BKID0004276 for the Kashimpur branch of Bank Of India in Digha ( Via Dattapukur, Dist 24 North Pargana, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BKID0004276. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of India IFSC Code BKID0004276.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of India Kashimpur in Digha ( Via Dattapukur, Dist 24 North Pargana, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of India in Kashimpur, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of India website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Digha ( Via Dattapukur, Dist 24 North Pargana manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of India in Kashimpur, Digha ( Via Dattapukur, Dist 24 North Pargana?

The IFSC Code is BKID0004276.

Is the IFSC Code BKID0004276 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of India Kashimpur?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Kashimpur branch?

The address of the branch is Village Chandrapurp O Digha Via Dattapukur located in Digha ( Via Dattapukur, Dist 24 North Pargana, Digha Via Dattapukur Dist 24 North Pargana, West Bengal.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.