IFSC Code of Bank Of India, Lepetkata, Dibrugarh, Assam — BKID0005018

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Bank Of India for its Lepetkata branch in Dibrugarh, Dibrugarh, or Assam, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Bank Of India located in Dibrugarh or anywhere in Assam can transfer funds instantly by using the correct IFSC Code BKID0005018. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of India, Lepetkata, Dibrugarh

Here are the main details that are associated with the IFSC Code BKID0005018 of Bank Of India for its branch located in Dibrugarh, within the district of Dibrugarh in the state of Assam.

These details are essential not only for online banking users but also for businesses and individuals who use Bank Of India in Dibrugarh for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BKID0005018 for the Lepetkata branch of Bank Of India plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of India located in Lepetkata, Dibrugarh, Assam, is provided with a unique IFSC like BKID0005018 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It uniquely identifies the Bank Of India branch in Dibrugarh.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any errors or confusions between multiple branches of the same bank across different places like Dibrugarh and Dibrugarh.
• It reduces errors in fund transfers and improves accuracy.
• It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Assam and the rest of India and the IFSC Code ensures that transactions meant for Bank Of India in Lepetkata do not get mixed with another location.

Format of the IFSC Code BKID0005018

The format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

• First 4 characters (AAAA): Represent the bank code. For Bank Of India, these characters are the bank's short identifier.
• 5th character (0): Always zero which is reserved for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Lepetkata in Dibrugarh.

For example, the IFSC Code BKID0005018 of Bank Of India for the Lepetkata branch includes these elements, identifying the bank and the branch location in Dibrugarh and Assam accurately.

How to Find IFSC Code for Bank Of India?

If you are trying to find the IFSC Code BKID0005018 of Bank Of India for its Lepetkata branch located in Dibrugarh, the following methods can help:

Cheque Book

The cheque books that are issued by Bank Of India include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Bank Of India branches in Dibrugarh and Dibrugarh, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of India and find the branch locator section. Search for Lepetkata or Dibrugarh to get the exact IFSC Code BKID0005018.

Mobile Banking App

If you use Bank Of India's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Bank Of India and Dibrugarh that will provide accurate information.

How to Use IFSC Code BKID0005018 for Online Transfers?

Once you have the IFSC Code BKID0005018 for the Lepetkata branch of Bank Of India in Dibrugarh, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BKID0005018. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of India IFSC Code BKID0005018.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of India Lepetkata in Dibrugarh, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Bank Of India in Lepetkata, you can find it by any of the following ways:

• Check the bottom of your cheque leaf.
• Go to the first page of your passbook.
• Visit the official Bank Of India website.
• Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Dibrugarh manage online transfers as well as cheque clearances with ease.