Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Bank Of India for its Dhekha Sirsa branch in Dhekha Sirsa (Dist.East Champaran), Dhekha Sirsa Disteast Champaran, Bihar, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Bank Of India located in Dhekha Sirsa (Dist.East Champaran) or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code BKID0004445. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Bank Of India, Dhekha Sirsa, Dhekha Sirsa (Dist.East Champaran)
Below in the table are the key details related to IFSC Code BKID0004445 of Bank Of India for its branch located in Dhekha Sirsa (Dist.East Champaran), within the district of Dhekha Sirsa Disteast Champaran in the state of Bihar.
| Particulars | Details |
|---|---|
| Bank | Bank Of India |
| IFSC Code | BKID0004445 |
| Branch | Dhekha Sirsa |
| City | Dhekha Sirsa (Dist.East Champaran) |
| District | Dhekha Sirsa Disteast Champaran |
| State | Bihar |
| Address | At Dhekha Sirsap O Sirsa Colony Dist East Champaran |
These details are essential not only for online banking users but also for businesses and individuals who use Bank Of India in Dhekha Sirsa (Dist.East Champaran) for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BKID0004445 for the Dhekha Sirsa branch of Bank Of India plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of India located in Dhekha Sirsa, Dhekha Sirsa (Dist.East Champaran), Bihar, is provided with a unique IFSC like BKID0004445 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Bank Of India branch in Dhekha Sirsa (Dist.East Champaran).
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Dhekha Sirsa (Dist.East Champaran) and Dhekha Sirsa Disteast Champaran.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Bihar and the rest of India and the IFSC Code ensures that transactions meant for Bank Of India in Dhekha Sirsa do not get mixed with another location.
Format of the IFSC Code BKID0004445
The format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Bank Of India, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Dhekha Sirsa in Dhekha Sirsa (Dist.East Champaran).
For example, the IFSC Code BKID0004445 of Bank Of India for the Dhekha Sirsa branch has these elements, identifying the bank and the branch location in Dhekha Sirsa (Dist.East Champaran) and Bihar correctly.
How to Find IFSC Code for Bank Of India?
If you are trying to find the IFSC Code BKID0004445 of Bank Of India for its Dhekha Sirsa branch located in Dhekha Sirsa (Dist.East Champaran), the following methods can help:
Cheque Book
The cheque book issued by Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Bank Of India branches in Dhekha Sirsa (Dist.East Champaran) and Dhekha Sirsa Disteast Champaran, print them on the first page of your passbook.
Bank Website
Visit the official website of Bank Of India and navigate to the branch locator section. Search for Dhekha Sirsa or Dhekha Sirsa (Dist.East Champaran) to get the exact IFSC Code BKID0004445.
Mobile Banking App
If you use Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of India and Dhekha Sirsa (Dist.East Champaran), you'll get the correct details.
How to Use IFSC Code BKID0004445 for Online Transfers?
If you have the IFSC Code BKID0004445 for the Dhekha Sirsa branch of Bank Of India in Dhekha Sirsa (Dist.East Champaran), you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code BKID0004445. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Bank Of India IFSC Code BKID0004445.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Bank Of India Dhekha Sirsa in Dhekha Sirsa (Dist.East Champaran), it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of India in Dhekha Sirsa, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Bank Of India website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Dhekha Sirsa (Dist.East Champaran) to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is BKID0004445.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is At Dhekha Sirsap O Sirsa Colony Dist East Champaran located in Dhekha Sirsa (Dist.East Champaran), Dhekha Sirsa Disteast Champaran, Bihar.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.