IFSC Code of Bank Of India, Dheevar, Dheevar Dist Patna, Bihar- BKID0004438

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bank Of India for its Dheevar branch in Dheevar (Dist. Patna), Dheevar Dist Patna, Bihar, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Bank Of India located in Dheevar (Dist. Patna) or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code BKID0004438. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Bank Of India, Dheevar, Dheevar (Dist. Patna)

Here are the key points that are associated with the IFSC Code BKID0004438 of Bank Of India for its branch located in Dheevar (Dist. Patna), within the district of Dheevar Dist Patna in the state of Bihar.

These details help users in online banking and for businesses and individuals who use Bank Of India in Dheevar (Dist. Patna) for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BKID0004438 for the Dheevar branch of Bank Of India has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like BKID0004438 is given to every bank branch, including Bank Of India located in Dheevar, Dheevar (Dist. Patna), Bihar, to make sure that online payments reach the right place.

The IFSC Code is important because:

• It uniquely identifies the Bank Of India branch in Dheevar (Dist. Patna).
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any kind of confusion between multiple branches of the same bank across different places like Dheevar (Dist. Patna) and Dheevar Dist Patna.
• It removes errors in fund transfers and improves accuracy.
• It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Bihar and the rest of India, which is why the IFSC Code ensures that transactions meant for Bank Of India in Dheevar doesn't end up at another location.

Format of the IFSC Code BKID0004438

This is the format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

• First 4 characters (AAAA): This is the bank code. For Bank Of India, these characters are the bank's short identifier.
• 5th character (0): This stays zero till there is any future use.
• Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Dheevar in Dheevar (Dist. Patna).

For example, the IFSC Code BKID0004438 of Bank Of India for the Dheevar branch includes these elements, identifying the bank and the branch location in Dheevar (Dist. Patna) and Bihar accurately.

How to Find IFSC Code for Bank Of India?

If you are looking for the IFSC Code BKID0004438 of Bank Of India for its Dheevar branch located in Dheevar (Dist. Patna), the following methods can help:

Cheque Book

The cheque book that is issued by Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Bank Of India branches in Dheevar (Dist. Patna) and Dheevar Dist Patna, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Bank Of India and look for the branch locator section, then search for Dheevar or Dheevar (Dist. Patna) to get the exact IFSC Code BKID0004438.

Mobile Banking App

If you use Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Bank Of India and Dheevar (Dist. Patna), then it will provide you proper information.

How to Use IFSC Code BKID0004438 for Online Transfers?

Once you have the IFSC Code BKID0004438 for the Dheevar branch of Bank Of India in Dheevar (Dist. Patna), you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BKID0004438. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of India IFSC Code BKID0004438.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of India Dheevar in Dheevar (Dist. Patna), your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Bank Of India in Dheevar, you can find it by any of the following ways:

• Check the bottom of your cheque leaf.
• Go to the first page of your passbook.
• Visit the official Bank Of India website.
• Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Dheevar (Dist. Patna) manage online transfers as well as cheque clearances with ease.