Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Bank Of India for its Dhatrigram branch in Dhatrigram (Dist Burdwan), Dhatrigram Dist Burdwan, or West Bengal, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Bank Of India located in Dhatrigram (Dist Burdwan) or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code BKID0004202. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of India, Dhatrigram, Dhatrigram (Dist Burdwan)

Here are the key points that are associated with the IFSC Code BKID0004202 of Bank Of India for its branch located in Dhatrigram (Dist Burdwan), within the district of Dhatrigram Dist Burdwan in the state of West Bengal.

Particulars Details
Bank Bank Of India
IFSC Code BKID0004202
Branch Dhatrigram
City Dhatrigram (Dist Burdwan)
District Dhatrigram Dist Burdwan
State West Bengal
Address At Post Dhatrigramdistrict Burdwan

These details are important not only for users using online banking but also for businesses and individuals who use Bank Of India in Dhatrigram (Dist Burdwan) for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code BKID0004202 for the Dhatrigram branch of Bank Of India is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of India located in Dhatrigram, Dhatrigram (Dist Burdwan), West Bengal, are given a unique IFSC like BKID0004202 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Dhatrigram (Dist Burdwan).
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Dhatrigram (Dist Burdwan) and Dhatrigram Dist Burdwan.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Bank Of India in Dhatrigram goes to the correct branch. This is important because Bank Of India has thousands of branches in West Bengal and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code BKID0004202

The format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Dhatrigram in Dhatrigram (Dist Burdwan).

For example, the IFSC Code BKID0004202 of Bank Of India for the Dhatrigram branch includes these elements, identifying the bank and the branch location in Dhatrigram (Dist Burdwan) and West Bengal accurately.

How to Find IFSC Code for Bank Of India?

To find the IFSC Code BKID0004202 of Bank Of India for its Dhatrigram branch located in Dhatrigram (Dist Burdwan), the following methods can help you out:

Cheque Book

The cheque book issued by Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Bank Of India branches in Dhatrigram (Dist Burdwan) and Dhatrigram Dist Burdwan, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of India and go to the branch locator section. Then search for Dhatrigram or Dhatrigram (Dist Burdwan) to find the exact IFSC Code BKID0004202.

Mobile Banking App

If you use Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Bank Of India and Dhatrigram (Dist Burdwan) will provide accurate information.

How to Use IFSC Code BKID0004202 for Online Transfers?

Once you have the IFSC Code BKID0004202 for the Dhatrigram branch of Bank Of India in Dhatrigram (Dist Burdwan), you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BKID0004202. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Bank Of India IFSC Code BKID0004202.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Bank Of India Dhatrigram in Dhatrigram (Dist Burdwan), it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of India in Dhatrigram, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of India website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Dhatrigram (Dist Burdwan) to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of India in Dhatrigram, Dhatrigram (Dist Burdwan)?

The IFSC Code is BKID0004202.

Is the IFSC Code BKID0004202 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of India Dhatrigram?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Dhatrigram branch?

The address of the branch is At Post Dhatrigramdistrict Burdwan located in Dhatrigram (Dist Burdwan), Dhatrigram Dist Burdwan, West Bengal.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.