Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Bank Of India for its Dharauli branch in Dharauli (Dist. Barabanki), Dharauli Dist Barabanki, Uttar Pradesh, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Bank Of India located in Dharauli (Dist. Barabanki) or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code BKID0007513. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Bank Of India, Dharauli, Dharauli (Dist. Barabanki)
Here are the main details that are associated with the IFSC Code BKID0007513 of Bank Of India for its branch located in Dharauli (Dist. Barabanki), within the district of Dharauli Dist Barabanki in the state of Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Bank Of India |
| IFSC Code | BKID0007513 |
| Branch | Dharauli |
| City | Dharauli (Dist. Barabanki) |
| District | Dharauli Dist Barabanki |
| State | Uttar Pradesh |
| Address | Post Tehsil Ram Sanehi Ghatbhitharia Chauraha Dist Barabanki |
These details are essential not only for online banking users but also for businesses and individuals who use Bank Of India in Dharauli (Dist. Barabanki) for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BKID0007513 for the Dharauli branch of Bank Of India plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of India located in Dharauli, Dharauli (Dist. Barabanki), Uttar Pradesh, is provided with a unique IFSC like BKID0007513 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Bank Of India branch in Dharauli (Dist. Barabanki).
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Dharauli (Dist. Barabanki) and Dharauli Dist Barabanki.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Uttar Pradesh and the rest of India and the IFSC Code ensures that transactions meant for Bank Of India in Dharauli do not get mixed with another location.
Format of the IFSC Code BKID0007513
The format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Bank Of India, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Dharauli in Dharauli (Dist. Barabanki).
For example, the IFSC Code BKID0007513 of Bank Of India for the Dharauli branch includes these elements, identifying the bank and the branch location in Dharauli (Dist. Barabanki) and Uttar Pradesh accurately.
How to Find IFSC Code for Bank Of India?
If you are trying to find the IFSC Code BKID0007513 of Bank Of India for its Dharauli branch located in Dharauli (Dist. Barabanki), the following methods can help:
Cheque Book
The cheque book issued by Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Bank Of India branches in Dharauli (Dist. Barabanki) and Dharauli Dist Barabanki, print them on the first page of your passbook.
Bank Website
Visit the official website of Bank Of India and navigate to the branch locator section. Search for Dharauli or Dharauli (Dist. Barabanki) to get the exact IFSC Code BKID0007513.
Mobile Banking App
If you use Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of India and Dharauli (Dist. Barabanki), you'll get the correct details.
How to Use IFSC Code BKID0007513 for Online Transfers?
Once you have the IFSC Code BKID0007513 for the Dharauli branch of Bank Of India in Dharauli (Dist. Barabanki), you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code BKID0007513. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Bank Of India IFSC Code BKID0007513.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of India Dharauli in Dharauli (Dist. Barabanki), your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Bank Of India in Dharauli, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Bank Of India website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Dharauli (Dist. Barabanki) manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code of the Dharauli Dharauli (Dist. Barabanki) branch is BKID0007513.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Post Tehsil Ram Sanehi Ghatbhitharia Chauraha Dist Barabanki.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.