For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Bank Of India for its Dhabla Hardu branch in Dhabla Hardu (Dist. Ujjain), Dhabla Hardu Dist Ujjain, Madhya Pradesh, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Bank Of India located in Dhabla Hardu (Dist. Ujjain) or anywhere in Madhya Pradesh can transfer funds instantly by using the correct IFSC Code BKID0009124. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Bank Of India, Dhabla Hardu, Dhabla Hardu (Dist. Ujjain)
Here are the main details that are associated with the IFSC Code BKID0009124 of Bank Of India for its branch located in Dhabla Hardu (Dist. Ujjain), within the district of Dhabla Hardu Dist Ujjain in the state of Madhya Pradesh.
| Particulars | Details |
|---|---|
| Bank | Bank Of India |
| IFSC Code | BKID0009124 |
| Branch | Dhabla Hardu |
| City | Dhabla Hardu (Dist. Ujjain) |
| District | Dhabla Hardu Dist Ujjain |
| State | Madhya Pradesh |
| Address | At Post Dhabla Harduvia Ghatia Dist Ujjain |
These details helps users in online banking and for businesses and individuals who use Bank Of India in Dhabla Hardu (Dist. Ujjain) for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BKID0009124 for the Dhabla Hardu branch of Bank Of India plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like BKID0009124 is given to every bank branch, including Bank Of India located in Dhabla Hardu, Dhabla Hardu (Dist. Ujjain), Madhya Pradesh, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Bank Of India branch in Dhabla Hardu (Dist. Ujjain).
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Dhabla Hardu (Dist. Ujjain) and Dhabla Hardu Dist Ujjain.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Madhya Pradesh and the rest of India, which is why the IFSC Code ensures that transactions meant for Bank Of India in Dhabla Hardu doesn't end up at another location.
Format of the IFSC Code BKID0009124
The format of the IFSC Code for banks, including Bank Of India, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Bank Of India, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Dhabla Hardu in Dhabla Hardu (Dist. Ujjain).
For example, the IFSC Code BKID0009124 of Bank Of India for the Dhabla Hardu branch includes these elements, identifying the bank and the branch location in Dhabla Hardu (Dist. Ujjain) and Madhya Pradesh correctly.
How to Find IFSC Code for Bank Of India?
If you are trying to find the IFSC Code BKID0009124 of Bank Of India for its Dhabla Hardu branch located in Dhabla Hardu (Dist. Ujjain), the following methods can help:
Cheque Book
The cheque book issued by Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Bank Of India branches in Dhabla Hardu (Dist. Ujjain) and Dhabla Hardu Dist Ujjain, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Bank Of India and navigate to the branch locator section. Search for Dhabla Hardu or Dhabla Hardu (Dist. Ujjain) to get the exact IFSC Code BKID0009124.
Mobile Banking App
If you use Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of India and Dhabla Hardu (Dist. Ujjain), you'll get the correct details.
How to Use IFSC Code BKID0009124 for Online Transfers?
Once you have the IFSC Code BKID0009124 for the Dhabla Hardu branch of Bank Of India in Dhabla Hardu (Dist. Ujjain), you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code BKID0009124. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Bank Of India IFSC Code BKID0009124.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of India Dhabla Hardu in Dhabla Hardu (Dist. Ujjain), your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Bank Of India in Dhabla Hardu, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Bank Of India website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Dhabla Hardu (Dist. Ujjain) manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code of the Dhabla Hardu Dhabla Hardu (Dist. Ujjain) branch is BKID0009124.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at At Post Dhabla Harduvia Ghatia Dist Ujjain.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.