There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Bank Of India for its Deulihatkhola branch in Deulihatkhola(South 24 Parganas), Deulihatkhola South 24 Parganas, West Bengal, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Bank Of India situated in Deulihatkhola(South 24 Parganas) or anywhere in West Bengal can easily transfer funds instantly by using the correct IFSC Code BKID0004334. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of India, Deulihatkhola, Deulihatkhola(South 24 Parganas)

Here are some of the key details that come with the IFSC Code BKID0004334 of Bank Of India for its branch located in Deulihatkhola(South 24 Parganas), within the district of Deulihatkhola South 24 Parganas in the state of West Bengal.

Particulars Details
Bank Bank Of India
IFSC Code BKID0004334
Branch Deulihatkhola
City Deulihatkhola(South 24 Parganas)
District Deulihatkhola South 24 Parganas
State West Bengal
Address At Po Deulivia Bhangarsouth 24 Parganas

These details are essential not only for online banking users but also for businesses and individuals who use Bank Of India in Deulihatkhola(South 24 Parganas) for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BKID0004334 for the Deulihatkhola branch of Bank Of India plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of India located in Deulihatkhola, Deulihatkhola(South 24 Parganas), West Bengal, is provided with a unique IFSC like BKID0004334 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Bank Of India branch in Deulihatkhola(South 24 Parganas).
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Deulihatkhola(South 24 Parganas) and Deulihatkhola South 24 Parganas.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across West Bengal and the rest of India and the IFSC Code ensures that transactions meant for Bank Of India in Deulihatkhola do not get mixed with another location.

Format of the IFSC Code BKID0004334

The format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Bank Of India, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Deulihatkhola in Deulihatkhola(South 24 Parganas).

For example, the IFSC Code BKID0004334 of Bank Of India for the Deulihatkhola branch has these elements, identifying the bank and the branch location in Deulihatkhola(South 24 Parganas) and West Bengal correctly.

How to Find IFSC Code for Bank Of India?

If you are trying to find the IFSC Code BKID0004334 of Bank Of India for its Deulihatkhola branch located in Deulihatkhola(South 24 Parganas), the following methods can help:

Cheque Book

The cheque book issued by Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Bank Of India branches in Deulihatkhola(South 24 Parganas) and Deulihatkhola South 24 Parganas, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Bank Of India and navigate to the branch locator section. Search for Deulihatkhola or Deulihatkhola(South 24 Parganas) to get the exact IFSC Code BKID0004334.

Mobile Banking App

If you use Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of India and Deulihatkhola(South 24 Parganas), you'll get the correct details.

How to Use IFSC Code BKID0004334 for Online Transfers?

Once you have the IFSC Code BKID0004334 for the Deulihatkhola branch of Bank Of India in Deulihatkhola(South 24 Parganas), you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BKID0004334. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of India IFSC Code BKID0004334.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of India Deulihatkhola in Deulihatkhola(South 24 Parganas), your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of India in Deulihatkhola, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of India website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Deulihatkhola(South 24 Parganas) manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of India in Deulihatkhola, Deulihatkhola(South 24 Parganas)?

The IFSC Code is BKID0004334.

Is the IFSC Code BKID0004334 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of India Deulihatkhola?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Deulihatkhola branch?

The address of the branch is At Po Deulivia Bhangarsouth 24 Parganas located in Deulihatkhola(South 24 Parganas), Deulihatkhola South 24 Parganas, West Bengal.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.