The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bank Of India for its Bhaluari branch in Dehri On Sone, Dehri On Sone, Bihar, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Bank Of India located in Dehri On Sone or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code BKID0005796. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Bank Of India, Bhaluari, Dehri On Sone
The table below shows the main details of the IFSC Code BKID0005796 for the Bank Of India branch in Dehri On Sone, which falls under the Dehri On Sone district in Bihar.
| Particulars | Details |
|---|---|
| Bank | Bank Of India |
| IFSC Code | BKID0005796 |
| Branch | Bhaluari |
| City | Dehri On Sone |
| District | Dehri On Sone |
| State | Bihar |
| Address | Vill Nawadihbhaluari Panchayattehsil Dehripo Nawadihps Indrapuridistt Rohtas |
These details helps users in online banking and for businesses and individuals who use Bank Of India in Dehri On Sone for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BKID0005796 for the Bhaluari branch of Bank Of India plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of India located in Bhaluari, Dehri On Sone, Bihar, are allotted a unique IFSC like BKID0005796 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Dehri On Sone.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Dehri On Sone and Dehri On Sone.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Bank Of India in Bhaluari reaches the right place, even though there are thousands of branches in Bihar and across India.
Format of the IFSC Code BKID0005796
This is the format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Bank Of India, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Bhaluari in Dehri On Sone.
For example, the IFSC Code BKID0005796 of Bank Of India for the Bhaluari branch includes these elements, identifying the bank and the branch location in Dehri On Sone and Bihar accurately.
How to Find IFSC Code for Bank Of India?
If you are trying to find the IFSC Code BKID0005796 of Bank Of India for its Bhaluari branch located in Dehri On Sone, the following methods can help:
Cheque Book
The cheque book issued by Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Bank Of India branches in Dehri On Sone and Dehri On Sone, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Bank Of India and navigate to the branch locator section. Search for Bhaluari or Dehri On Sone to get the exact IFSC Code BKID0005796.
Mobile Banking App
If you use Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of India and Dehri On Sone, you'll get the correct details.
How to Use IFSC Code BKID0005796 for Online Transfers?
Once you have the IFSC Code BKID0005796 for the Bhaluari branch of Bank Of India in Dehri On Sone, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code BKID0005796. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Bank Of India IFSC Code BKID0005796.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of India Bhaluari in Dehri On Sone, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of India in Bhaluari, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Bank Of India website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Dehri On Sone to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code of the Bhaluari Dehri On Sone branch is BKID0005796.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Vill Nawadihbhaluari Panchayattehsil Dehripo Nawadihps Indrapuridistt Rohtas.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.