IFSC Code of Bank Of India, Daru, Daru Distt Hazaribag Jd, Jharkhand — BKID0004979

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bank Of India for its Daru branch in Daru (Distt Hazaribag) Jd, Daru Distt Hazaribag Jd, Jharkhand, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Bank Of India located in Daru (Distt Hazaribag) Jd or anywhere in Jharkhand can transfer funds instantly by using the correct IFSC Code BKID0004979. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Bank Of India, Daru, Daru (Distt Hazaribag) Jd

The table below shows the main details of the IFSC Code BKID0004979 for the Bank Of India branch in Daru (Distt Hazaribag) Jd, which falls under the Daru Distt Hazaribag Jd district in Jharkhand.

These details are important not only for users using online banking but also for businesses and individuals who use Bank Of India in Daru (Distt Hazaribag) Jd for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code BKID0004979 for the Daru branch of Bank Of India is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of India located in Daru, Daru (Distt Hazaribag) Jd, Jharkhand, are allotted a unique IFSC like BKID0004979 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Daru (Distt Hazaribag) Jd.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents confusion between different branches of the same bank in places like Daru (Distt Hazaribag) Jd and Daru Distt Hazaribag Jd.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Bank Of India in Daru reaches the right place, even though there are thousands of branches in Jharkhand and across India.

Format of the IFSC Code BKID0004979

The format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

• First 4 characters (AAAA): Represent the bank code. For Bank Of India, these characters are the bank's short identifier.
• 5th character (0): Always zero which is reserved for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Daru in Daru (Distt Hazaribag) Jd.

For example, the IFSC Code BKID0004979 of Bank Of India for the Daru branch includes these elements, identifying the bank and the branch location in Daru (Distt Hazaribag) Jd and Jharkhand accurately.

How to Find IFSC Code for Bank Of India?

To find the IFSC Code BKID0004979 of Bank Of India for its Daru branch located in Daru (Distt Hazaribag) Jd, the following methods can help you out:

Cheque Book

The cheque book issued by Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Bank Of India branches in Daru (Distt Hazaribag) Jd and Daru Distt Hazaribag Jd, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of India and go to the branch locator section. Then search for Daru or Daru (Distt Hazaribag) Jd to find the exact IFSC Code BKID0004979.

Mobile Banking App

If you use Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Bank Of India and Daru (Distt Hazaribag) Jd will provide accurate information.

How to Use IFSC Code BKID0004979 for Online Transfers?

Once you have the IFSC Code BKID0004979 for the Daru branch of Bank Of India in Daru (Distt Hazaribag) Jd, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BKID0004979. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of India IFSC Code BKID0004979.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of India Daru in Daru (Distt Hazaribag) Jd, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of India in Daru, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Bank Of India website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Daru (Distt Hazaribag) Jd to handle online money transfers and get their cheques cleared smoothly.