IFSC Code of Bank Of India, Dargi, Dargi Dist Simla, Himachal Pradesh- BKID0007908

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Bank Of India for its Dargi branch in Dargi (Dist. Simla), Dargi Dist Simla, Himachal Pradesh, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Bank Of India located in Dargi (Dist. Simla) or anywhere in Himachal Pradesh can transfer funds instantly by using the correct IFSC Code BKID0007908. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of India, Dargi, Dargi (Dist. Simla)

The table below shows the main details of the IFSC Code BKID0007908 for the Bank Of India branch in Dargi (Dist. Simla), which falls under the Dargi Dist Simla district in Himachal Pradesh.

These details are important not only for users using online banking but also for businesses and individuals who use Bank Of India in Dargi (Dist. Simla) for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code BKID0007908 for the Dargi branch of Bank Of India is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of India located in Dargi, Dargi (Dist. Simla), Himachal Pradesh, are given a unique IFSC like BKID0007908 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Dargi (Dist. Simla).
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents any kind of confusion between different branches of the same bank in places like Dargi (Dist. Simla) and Dargi Dist Simla.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Bank Of India in Dargi goes to the correct branch. This is important because Bank Of India has thousands of branches in Himachal Pradesh and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code BKID0007908

The format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Bank Of India, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Dargi in Dargi (Dist. Simla).

For example, the IFSC Code BKID0007908 of Bank Of India for the Dargi branch includes these elements, identifying the bank and the branch location in Dargi (Dist. Simla) and Himachal Pradesh accurately.

How to Find IFSC Code for Bank Of India?

If you are trying to find the IFSC Code BKID0007908 of Bank Of India for its Dargi branch located in Dargi (Dist. Simla), the following methods can help:

Cheque Book

The cheque book issued by Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Bank Of India branches in Dargi (Dist. Simla) and Dargi Dist Simla, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Bank Of India and navigate to the branch locator section. Search for Dargi or Dargi (Dist. Simla) to get the exact IFSC Code BKID0007908.

Mobile Banking App

If you use Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of India and Dargi (Dist. Simla), you'll get the correct details.

How to Use IFSC Code BKID0007908 for Online Transfers?

Once you have the IFSC Code BKID0007908 for the Dargi branch of Bank Of India in Dargi (Dist. Simla), you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BKID0007908. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of India IFSC Code BKID0007908.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of India Dargi in Dargi (Dist. Simla), your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Bank Of India in Dargi, you can find it by any of the following ways:

• Check the bottom of your cheque leaf.
• Go to the first page of your passbook.
• Visit the official Bank Of India website.
• Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Dargi (Dist. Simla) manage online transfers as well as cheque clearances with ease.