The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bank Of India for its Dalaikela branch in Dalaikela (Dist.West Singhbhum), Dalaikela Distwest Singhbhum, Jharkhand, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Bank Of India located in Dalaikela (Dist.West Singhbhum) or anywhere in Jharkhand can transfer funds instantly by using the correct IFSC Code BKID0004752. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Bank Of India, Dalaikela, Dalaikela (Dist.West Singhbhum)
Here are some of the key details that come with the IFSC Code BKID0004752 of Bank Of India for its branch located in Dalaikela (Dist.West Singhbhum), within the district of Dalaikela Distwest Singhbhum in the state of Jharkhand.
| Particulars | Details |
|---|---|
| Bank | Bank Of India |
| IFSC Code | BKID0004752 |
| Branch | Dalaikela |
| City | Dalaikela (Dist.West Singhbhum) |
| District | Dalaikela Distwest Singhbhum |
| State | Jharkhand |
| Address | Vill Dalaikelaatpo Goelkera Dist West Singhbhum |
These details helps users in online banking and for businesses and individuals who use Bank Of India in Dalaikela (Dist.West Singhbhum) for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BKID0004752 for the Dalaikela branch of Bank Of India plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of India located in Dalaikela, Dalaikela (Dist.West Singhbhum), Jharkhand, are given a unique IFSC like BKID0004752 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Dalaikela (Dist.West Singhbhum).
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Dalaikela (Dist.West Singhbhum) and Dalaikela Distwest Singhbhum.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Bank Of India in Dalaikela goes to the correct branch. This is important because Bank Of India has thousands of branches in Jharkhand and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code BKID0004752
The format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Bank Of India, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Dalaikela in Dalaikela (Dist.West Singhbhum).
For example, the IFSC Code BKID0004752 of Bank Of India for the Dalaikela branch includes these elements, identifying the bank and the branch location in Dalaikela (Dist.West Singhbhum) and Jharkhand accurately.
How to Find IFSC Code for Bank Of India?
If you are trying to find the IFSC Code BKID0004752 of Bank Of India for its Dalaikela branch located in Dalaikela (Dist.West Singhbhum), the following methods can help:
Cheque Book
The cheque book issued by Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Bank Of India branches in Dalaikela (Dist.West Singhbhum) and Dalaikela Distwest Singhbhum, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Bank Of India and navigate to the branch locator section. Search for Dalaikela or Dalaikela (Dist.West Singhbhum) to get the exact IFSC Code BKID0004752.
Mobile Banking App
If you use Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of India and Dalaikela (Dist.West Singhbhum), you'll get the correct details.
How to Use IFSC Code BKID0004752 for Online Transfers?
Once you have the IFSC Code BKID0004752 for the Dalaikela branch of Bank Of India in Dalaikela (Dist.West Singhbhum), you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code BKID0004752. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Bank Of India IFSC Code BKID0004752.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of India Dalaikela in Dalaikela (Dist.West Singhbhum), your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of India in Dalaikela, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Bank Of India website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Dalaikela (Dist.West Singhbhum) manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code of the Dalaikela Dalaikela (Dist.West Singhbhum) branch is BKID0004752.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Vill Dalaikelaatpo Goelkera Dist West Singhbhum.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.