The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bank Of India for its Dahisara branch in Dahisara (Gandhinagar), Dahisara Gandhinagar, Gujarat, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Bank Of India located in Dahisara (Gandhinagar) or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code BKID0003813. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Bank Of India, Dahisara, Dahisara (Gandhinagar)
Below in the table are the key details related to IFSC Code BKID0003813 of Bank Of India for its branch located in Dahisara (Gandhinagar), within the district of Dahisara Gandhinagar in the state of Gujarat.
| Particulars | Details |
|---|---|
| Bank | Bank Of India |
| IFSC Code | BKID0003813 |
| Branch | Dahisara |
| City | Dahisara (Gandhinagar) |
| District | Dahisara Gandhinagar |
| State | Gujarat |
| Address | At Po Dahisarataluka Bhuj Gandhinagar |
These details are crucial, not just for online banking users but also for businesses and individuals who use Bank Of India in Dahisara (Gandhinagar) for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BKID0003813 for the Dahisara branch of Bank Of India has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like BKID0003813 is given to every bank branch, including Bank Of India located in Dahisara, Dahisara (Gandhinagar), Gujarat, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Bank Of India branch in Dahisara (Gandhinagar).
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Dahisara (Gandhinagar) and Dahisara Gandhinagar.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Gujarat and the rest of India, which is why the IFSC Code ensures that transactions meant for Bank Of India in Dahisara doesn't end up at another location.
Format of the IFSC Code BKID0003813
The format of the IFSC Code for banks, including Bank Of India, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Bank Of India, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Dahisara in Dahisara (Gandhinagar).
For example, the IFSC Code BKID0003813 of Bank Of India for the Dahisara branch includes these elements, identifying the bank and the branch location in Dahisara (Gandhinagar) and Gujarat correctly.
How to Find IFSC Code for Bank Of India?
To find the IFSC Code BKID0003813 of Bank Of India for its Dahisara branch located in Dahisara (Gandhinagar), the following methods can help you out:
Cheque Book
The cheque book issued by Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Bank Of India branches in Dahisara (Gandhinagar) and Dahisara Gandhinagar, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Bank Of India and go to the branch locator section. Then search for Dahisara or Dahisara (Gandhinagar) to find the exact IFSC Code BKID0003813.
Mobile Banking App
If you use Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Bank Of India and Dahisara (Gandhinagar) will provide accurate information.
How to Use IFSC Code BKID0003813 for Online Transfers?
Once you have the IFSC Code BKID0003813 for the Dahisara branch of Bank Of India in Dahisara (Gandhinagar), you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code BKID0003813. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Bank Of India IFSC Code BKID0003813.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of India Dahisara in Dahisara (Gandhinagar), your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of India in Dahisara, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Bank Of India website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Dahisara (Gandhinagar) to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code of the Dahisara Dahisara (Gandhinagar) branch is BKID0003813.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at At Po Dahisarataluka Bhuj Gandhinagar.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.