IFSC Code of Bank Of India, Kurinjipadi, Kurinjipadi, Tamil Nadu — BKID0008388

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bank Of India for its Kurinjipadi branch in Cuddalore, Kurinjipadi, Tamil Nadu, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Bank Of India located in Cuddalore or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code BKID0008388. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Bank Of India, Kurinjipadi, Cuddalore

The table below shows the main details of the IFSC Code BKID0008388 for the Bank Of India branch in Cuddalore, which falls under the Kurinjipadi district in Tamil Nadu.

These details help users in online banking and for businesses and individuals who use Bank Of India in Cuddalore for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BKID0008388 for the Kurinjipadi branch of Bank Of India has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of India located in Kurinjipadi, Cuddalore, Tamil Nadu, are allotted a unique IFSC like BKID0008388 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Cuddalore.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents confusion between different branches of the same bank in places like Cuddalore and Kurinjipadi.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Bank Of India in Kurinjipadi reaches the right place, even though there are thousands of branches in Tamil Nadu and across India.

Format of the IFSC Code BKID0008388

The format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

• First 4 characters (AAAA): Represent the bank code. For Bank Of India, these characters are the bank's short identifier.
• 5th character (0): Always zero which is reserved for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kurinjipadi in Cuddalore.

For example, the IFSC Code BKID0008388 of Bank Of India for the Kurinjipadi branch includes these elements, identifying the bank and the branch location in Cuddalore and Tamil Nadu accurately.

How to Find IFSC Code for Bank Of India?

If you are trying to find the IFSC Code BKID0008388 of Bank Of India for its Kurinjipadi branch located in Cuddalore, the following methods can help:

Cheque Book

The cheque books that are issued by Bank Of India include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Bank Of India branches in Cuddalore and Kurinjipadi, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of India and find the branch locator section. Search for Kurinjipadi or Cuddalore to get the exact IFSC Code BKID0008388.

Mobile Banking App

If you use Bank Of India's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Bank Of India and Cuddalore that will provide accurate information.

How to Use IFSC Code BKID0008388 for Online Transfers?

If you have the IFSC Code BKID0008388 for the Kurinjipadi branch of Bank Of India in Cuddalore, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BKID0008388. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Bank Of India IFSC Code BKID0008388.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Bank Of India Kurinjipadi in Cuddalore, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Bank Of India in Kurinjipadi, you can find it by any of the following ways:

• Check the bottom of your cheque leaf.
• Go to the first page of your passbook.
• Visit the official Bank Of India website.
• Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Cuddalore manage online transfers as well as cheque clearances with ease.