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IFSC Code of Bank Of India, Ainchvara, Chitrakoot, Uttar Pradesh — BKID0AG2307

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Bank Of India for its Ainchvara branch in Chitrakoot, Chitrakoot, Uttar Pradesh, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Bank Of India located in Chitrakoot or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code BKID0AG2307. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of India, Ainchvara, Chitrakoot

The table below shows the main details of the IFSC Code BKID0AG2307 for the Bank Of India branch in Chitrakoot, which falls under the Chitrakoot district in Uttar Pradesh.

Particulars Details
Bank Bank Of India
IFSC Code BKID0AG2307
Branch Ainchvara
City Chitrakoot
District Chitrakoot
State Uttar Pradesh
Address Vill. Ainchvara Blockmanikpur Poaichvara Tahsilmau , Pin210205

These details are important not only for users using online banking but also for businesses and individuals who use Bank Of India in Chitrakoot for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code BKID0AG2307 for the Ainchvara branch of Bank Of India is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of India located in Ainchvara, Chitrakoot, Uttar Pradesh, are given a unique IFSC like BKID0AG2307 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Chitrakoot.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Chitrakoot and Chitrakoot.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Bank Of India in Ainchvara goes to the correct branch. This is important because Bank Of India has thousands of branches in Uttar Pradesh and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code BKID0AG2307

The format of the IFSC Code for banks, including Bank Of India, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Ainchvara in Chitrakoot.

For example, the IFSC Code BKID0AG2307 of Bank Of India for the Ainchvara branch includes these elements, identifying the bank and the branch location in Chitrakoot and Uttar Pradesh correctly.

How to Find IFSC Code for Bank Of India?

If you are trying to find the IFSC Code BKID0AG2307 of Bank Of India for its Ainchvara branch located in Chitrakoot, the following methods can help:

Cheque Book

The cheque books that are issued by Bank Of India include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Bank Of India branches in Chitrakoot and Chitrakoot, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of India and find the branch locator section. Search for Ainchvara or Chitrakoot to get the exact IFSC Code BKID0AG2307.

Mobile Banking App

If you use Bank Of India's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Bank Of India and Chitrakoot that will provide accurate information.

How to Use IFSC Code BKID0AG2307 for Online Transfers?

Once you have the IFSC Code BKID0AG2307 for the Ainchvara branch of Bank Of India in Chitrakoot, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BKID0AG2307. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of India IFSC Code BKID0AG2307.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of India Ainchvara in Chitrakoot, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Bank Of India in Ainchvara, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of India website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Chitrakoot manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of India in Ainchvara, Chitrakoot?

The IFSC Code is BKID0AG2307.

Is the IFSC Code BKID0AG2307 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of India Ainchvara?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Ainchvara branch?

The address of the branch is Vill. Ainchvara Blockmanikpur Poaichvara Tahsilmau , Pin210205 located in Chitrakoot, Chitrakoot, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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