IFSC Code of Bank Of India, Champdani, Champdani Pobaidyabati Dist Hooghly, West Bengal- BKID0004251

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Bank Of India for its Champdani branch in Champdani (Pobaidyabati, Dist Hooghly), Champdani Pobaidyabati Dist Hooghly, West Bengal, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Bank Of India located in Champdani (Pobaidyabati, Dist Hooghly) or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code BKID0004251. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of India, Champdani, Champdani (Pobaidyabati, Dist Hooghly)

Below in the table are the key details related to IFSC Code BKID0004251 of Bank Of India for its branch located in Champdani (Pobaidyabati, Dist Hooghly), within the district of Champdani Pobaidyabati Dist Hooghly in the state of West Bengal.

These details are important not only for users using online banking but also for businesses and individuals who use Bank Of India in Champdani (Pobaidyabati, Dist Hooghly) for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code BKID0004251 for the Champdani branch of Bank Of India is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of India located in Champdani, Champdani (Pobaidyabati, Dist Hooghly), West Bengal, are allotted a unique IFSC like BKID0004251 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Champdani (Pobaidyabati, Dist Hooghly).
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents confusion between different branches of the same bank in places like Champdani (Pobaidyabati, Dist Hooghly) and Champdani Pobaidyabati Dist Hooghly.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Bank Of India in Champdani reaches the right place, even though there are thousands of branches in West Bengal and across India.

Format of the IFSC Code BKID0004251

The format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

• First 4 characters (AAAA): Represent the bank code. For Bank Of India, these characters are the bank's short identifier.
• 5th character (0): Always zero which is reserved for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Champdani in Champdani (Pobaidyabati, Dist Hooghly).

For example, the IFSC Code BKID0004251 of Bank Of India for the Champdani branch includes these elements, identifying the bank and the branch location in Champdani (Pobaidyabati, Dist Hooghly) and West Bengal accurately.

How to Find IFSC Code for Bank Of India?

If you are trying to find the IFSC Code BKID0004251 of Bank Of India for its Champdani branch located in Champdani (Pobaidyabati, Dist Hooghly), the following methods can help:

Cheque Book

The cheque books that are issued by Bank Of India include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Bank Of India branches in Champdani (Pobaidyabati, Dist Hooghly) and Champdani Pobaidyabati Dist Hooghly, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of India and find the branch locator section. Search for Champdani or Champdani (Pobaidyabati, Dist Hooghly) to get the exact IFSC Code BKID0004251.

Mobile Banking App

If you use Bank Of India's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Bank Of India and Champdani (Pobaidyabati, Dist Hooghly) that will provide accurate information.

How to Use IFSC Code BKID0004251 for Online Transfers?

Once you have the IFSC Code BKID0004251 for the Champdani branch of Bank Of India in Champdani (Pobaidyabati, Dist Hooghly), you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BKID0004251. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of India IFSC Code BKID0004251.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of India Champdani in Champdani (Pobaidyabati, Dist Hooghly), your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of India in Champdani, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Bank Of India website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Champdani (Pobaidyabati, Dist Hooghly) to handle online money transfers and get their cheques cleared smoothly.