For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Bank Of India for its Gopeshwar branch in Chamoli (Ul), Chamoli Ul, Uttarakhand, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Bank Of India located in Chamoli (Ul) or anywhere in Uttarakhand can transfer funds instantly by using the correct IFSC Code BKID0007134. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of India, Gopeshwar, Chamoli (Ul)

The table below shows the main details of the IFSC Code BKID0007134 for the Bank Of India branch in Chamoli (Ul), which falls under the Chamoli Ul district in Uttarakhand.

Particulars Details
Bank Bank Of India
IFSC Code BKID0007134
Branch Gopeshwar
City Chamoli (Ul)
District Chamoli Ul
State Uttarakhand
Address Narnarayan Colony Post Office Roadgopeshwardistt Chamoli

These details are crucial, not just for online banking users but also for businesses and individuals who use Bank Of India in Chamoli (Ul) for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BKID0007134 for the Gopeshwar branch of Bank Of India has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of India located in Gopeshwar, Chamoli (Ul), Uttarakhand, are given a unique IFSC like BKID0007134 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Chamoli (Ul).
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Chamoli (Ul) and Chamoli Ul.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Bank Of India in Gopeshwar goes to the correct branch. This is important because Bank Of India has thousands of branches in Uttarakhand and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code BKID0007134

The format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Gopeshwar in Chamoli (Ul).

For example, the IFSC Code BKID0007134 of Bank Of India for the Gopeshwar branch includes these elements, identifying the bank and the branch location in Chamoli (Ul) and Uttarakhand accurately.

How to Find IFSC Code for Bank Of India?

If you are trying to find the IFSC Code BKID0007134 of Bank Of India for its Gopeshwar branch located in Chamoli (Ul), the following methods can help:

Cheque Book

The cheque book issued by Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Bank Of India branches in Chamoli (Ul) and Chamoli Ul, print them on the first page of your passbook.

Bank Website

Visit the official website of Bank Of India and navigate to the branch locator section. Search for Gopeshwar or Chamoli (Ul) to get the exact IFSC Code BKID0007134.

Mobile Banking App

If you use Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of India and Chamoli (Ul), you'll get the correct details.

How to Use IFSC Code BKID0007134 for Online Transfers?

Once you have the IFSC Code BKID0007134 for the Gopeshwar branch of Bank Of India in Chamoli (Ul), you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BKID0007134. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Bank Of India IFSC Code BKID0007134.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Bank Of India Gopeshwar in Chamoli (Ul), it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Bank Of India in Gopeshwar, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Bank Of India website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Chamoli (Ul) manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of India in Gopeshwar, Chamoli (Ul)?

The IFSC Code is BKID0007134.

Is the IFSC Code BKID0007134 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of India Gopeshwar?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Gopeshwar branch?

The address of the branch is Narnarayan Colony Post Office Roadgopeshwardistt Chamoli located in Chamoli (Ul), Chamoli Ul, Uttarakhand.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.