IFSC Code of Bank Of India, Chaliama, Chaliama Distseraikela Kharsawan, Jharkhand — BKID0004538

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bank Of India for its Chaliama branch in Chaliama (Dist.Seraikela-Kharsawan), Chaliama Distseraikela Kharsawan, Jharkhand, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Bank Of India located in Chaliama (Dist.Seraikela-Kharsawan) or anywhere in Jharkhand can transfer funds instantly by using the correct IFSC Code BKID0004538. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Bank Of India, Chaliama, Chaliama (Dist.Seraikela-Kharsawan)

Here are the main details that are associated with the IFSC Code BKID0004538 of Bank Of India for its branch located in Chaliama (Dist.Seraikela-Kharsawan), within the district of Chaliama Distseraikela Kharsawan in the state of Jharkhand.

These details helps users in online banking and for businesses and individuals who use Bank Of India in Chaliama (Dist.Seraikela-Kharsawan) for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BKID0004538 for the Chaliama branch of Bank Of India plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like BKID0004538 is given to every bank branch, including Bank Of India located in Chaliama, Chaliama (Dist.Seraikela-Kharsawan), Jharkhand, to make sure that online payments reach the right place.

The IFSC Code is important because:

• It uniquely identifies the Bank Of India branch in Chaliama (Dist.Seraikela-Kharsawan).
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any kind of confusion between multiple branches of the same bank across different places like Chaliama (Dist.Seraikela-Kharsawan) and Chaliama Distseraikela Kharsawan.
• It removes errors in fund transfers and improves accuracy.
• It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Jharkhand and the rest of India, which is why the IFSC Code ensures that transactions meant for Bank Of India in Chaliama doesn't end up at another location.

Format of the IFSC Code BKID0004538

The format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Bank Of India, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Chaliama in Chaliama (Dist.Seraikela-Kharsawan).

For example, the IFSC Code BKID0004538 of Bank Of India for the Chaliama branch includes these elements, identifying the bank and the branch location in Chaliama (Dist.Seraikela-Kharsawan) and Jharkhand accurately.

How to Find IFSC Code for Bank Of India?

To find the IFSC Code BKID0004538 of Bank Of India for its Chaliama branch located in Chaliama (Dist.Seraikela-Kharsawan), the following methods can help you out:

Cheque Book

The cheque book issued by Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Bank Of India branches in Chaliama (Dist.Seraikela-Kharsawan) and Chaliama Distseraikela Kharsawan, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of India and go to the branch locator section. Then search for Chaliama or Chaliama (Dist.Seraikela-Kharsawan) to find the exact IFSC Code BKID0004538.

Mobile Banking App

If you use Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Bank Of India and Chaliama (Dist.Seraikela-Kharsawan) will provide accurate information.

How to Use IFSC Code BKID0004538 for Online Transfers?

Once you have the IFSC Code BKID0004538 for the Chaliama branch of Bank Of India in Chaliama (Dist.Seraikela-Kharsawan), you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BKID0004538. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Bank Of India IFSC Code BKID0004538.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Bank Of India Chaliama in Chaliama (Dist.Seraikela-Kharsawan), it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of India in Chaliama, here are some ways that you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Bank Of India website.
• Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Chaliama (Dist.Seraikela-Kharsawan) manage online transfers as well as cheque clearances with ease.