The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bank Of India for its Botad branch in Botad (Dist. Bhavnagar), Botad Dist Bhavnagar, Gujarat, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Bank Of India located in Botad (Dist. Bhavnagar) or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code BKID0003213. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Bank Of India, Botad, Botad (Dist. Bhavnagar)

Here are the main details that are associated with the IFSC Code BKID0003213 of Bank Of India for its branch located in Botad (Dist. Bhavnagar), within the district of Botad Dist Bhavnagar in the state of Gujarat.

Particulars Details
Bank Bank Of India
IFSC Code BKID0003213
Branch Botad
City Botad (Dist. Bhavnagar)
District Botad Dist Bhavnagar
State Gujarat
Address Station Roadbotad Dist Bhavnagar

These details are essential not only for online banking users but also for businesses and individuals who use Bank Of India in Botad (Dist. Bhavnagar) for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BKID0003213 for the Botad branch of Bank Of India plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like BKID0003213 is given to every bank branch, including Bank Of India located in Botad, Botad (Dist. Bhavnagar), Gujarat, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Bank Of India branch in Botad (Dist. Bhavnagar).
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Botad (Dist. Bhavnagar) and Botad Dist Bhavnagar.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Gujarat and the rest of India, which is why the IFSC Code ensures that transactions meant for Bank Of India in Botad doesn't end up at another location.

Format of the IFSC Code BKID0003213

This is the format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Botad in Botad (Dist. Bhavnagar).

For example, the IFSC Code BKID0003213 of Bank Of India for the Botad branch includes these elements, identifying the bank and the branch location in Botad (Dist. Bhavnagar) and Gujarat accurately.

How to Find IFSC Code for Bank Of India?

If you are trying to find the IFSC Code BKID0003213 of Bank Of India for its Botad branch located in Botad (Dist. Bhavnagar), the following methods can help:

Cheque Book

The cheque books that are issued by Bank Of India include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Bank Of India branches in Botad (Dist. Bhavnagar) and Botad Dist Bhavnagar, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of India and find the branch locator section. Search for Botad or Botad (Dist. Bhavnagar) to get the exact IFSC Code BKID0003213.

Mobile Banking App

If you use Bank Of India's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Bank Of India and Botad (Dist. Bhavnagar) that will provide accurate information.

How to Use IFSC Code BKID0003213 for Online Transfers?

Once you have the IFSC Code BKID0003213 for the Botad branch of Bank Of India in Botad (Dist. Bhavnagar), you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BKID0003213. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Bank Of India IFSC Code BKID0003213.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Bank Of India Botad in Botad (Dist. Bhavnagar), it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of India in Botad, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of India website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Botad (Dist. Bhavnagar) to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of India in Botad, Botad (Dist. Bhavnagar)?

The IFSC Code is BKID0003213.

Is the IFSC Code BKID0003213 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of India Botad?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Botad branch?

The address of the branch is Station Roadbotad Dist Bhavnagar located in Botad (Dist. Bhavnagar), Botad Dist Bhavnagar, Gujarat.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.