Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Bank Of India for its Bisaul branch in Bisaul (District Madhubani), Bisaul District Madhubani, or Bihar, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Bank Of India located in Bisaul (District Madhubani) or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code BKID0004543. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of India, Bisaul, Bisaul (District Madhubani)

Below in the table are the key details related to IFSC Code BKID0004543 of Bank Of India for its branch located in Bisaul (District Madhubani), within the district of Bisaul District Madhubani in the state of Bihar.

Particulars Details
Bank Bank Of India
IFSC Code BKID0004543
Branch Bisaul
City Bisaul (District Madhubani)
District Bisaul District Madhubani
State Bihar
Address At Po Bisauldistrict Madhubani

These details are important not only for users using online banking but also for businesses and individuals who use Bank Of India in Bisaul (District Madhubani) for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code BKID0004543 for the Bisaul branch of Bank Of India is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of India located in Bisaul, Bisaul (District Madhubani), Bihar, is provided a unique IFSC like BKID0004543 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Bank Of India branch in Bisaul (District Madhubani).
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Bisaul (District Madhubani) and Bisaul District Madhubani.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Bihar and the rest of India, the IFSC Code ensures that transactions meant for Bank Of India in Bisaul do not get misguided to another person.

Format of the IFSC Code BKID0004543

The format of the IFSC Code for banks, including Bank Of India, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Bisaul in Bisaul (District Madhubani).

For example, the IFSC Code BKID0004543 of Bank Of India for the Bisaul branch includes these elements, identifying the bank and the branch location in Bisaul (District Madhubani) and Bihar correctly.

How to Find IFSC Code for Bank Of India?

If you are trying to find the IFSC Code BKID0004543 of Bank Of India for its Bisaul branch located in Bisaul (District Madhubani), the following methods can help:

Cheque Book

The cheque book issued by Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Bank Of India branches in Bisaul (District Madhubani) and Bisaul District Madhubani, print them on the first page of your passbook.

Bank Website

Visit the official website of Bank Of India and navigate to the branch locator section. Search for Bisaul or Bisaul (District Madhubani) to get the exact IFSC Code BKID0004543.

Mobile Banking App

If you use Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of India and Bisaul (District Madhubani), you'll get the correct details.

How to Use IFSC Code BKID0004543 for Online Transfers?

Once you have the IFSC Code BKID0004543 for the Bisaul branch of Bank Of India in Bisaul (District Madhubani), you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BKID0004543. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of India IFSC Code BKID0004543.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of India Bisaul in Bisaul (District Madhubani), your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Bank Of India in Bisaul, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of India website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Bisaul (District Madhubani) manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of India in Bisaul, Bisaul (District Madhubani)?

The IFSC Code is BKID0004543.

Is the IFSC Code BKID0004543 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of India Bisaul?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Bisaul branch?

The address of the branch is At Po Bisauldistrict Madhubani located in Bisaul (District Madhubani), Bisaul District Madhubani, Bihar.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.