There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Bank Of India for its Biramnagar branch in Biramnagar (P.O. Sangrampur), Biramnagar Po Sangrampur, West Bengal, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Bank Of India situated in Biramnagar (P.O. Sangrampur) or anywhere in West Bengal can easily transfer funds instantly by using the correct IFSC Code BKID0004326. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Bank Of India, Biramnagar, Biramnagar (P.O. Sangrampur)
Here are some of the key details that come with the IFSC Code BKID0004326 of Bank Of India for its branch located in Biramnagar (P.O. Sangrampur), within the district of Biramnagar Po Sangrampur in the state of West Bengal.
| Particulars | Details |
|---|---|
| Bank | Bank Of India |
| IFSC Code | BKID0004326 |
| Branch | Biramnagar |
| City | Biramnagar (P.O. Sangrampur) |
| District | Biramnagar Po Sangrampur |
| State | West Bengal |
| Address | Vill Biramnagarpo Sangrampur |
These details helps users in online banking and for businesses and individuals who use Bank Of India in Biramnagar (P.O. Sangrampur) for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BKID0004326 for the Biramnagar branch of Bank Of India plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of India located in Biramnagar, Biramnagar (P.O. Sangrampur), West Bengal, is provided a unique IFSC like BKID0004326 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Bank Of India branch in Biramnagar (P.O. Sangrampur).
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Biramnagar (P.O. Sangrampur) and Biramnagar Po Sangrampur.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across West Bengal and the rest of India, the IFSC Code ensures that transactions meant for Bank Of India in Biramnagar do not get misguided to another person.
Format of the IFSC Code BKID0004326
The format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Bank Of India, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Biramnagar in Biramnagar (P.O. Sangrampur).
For example, the IFSC Code BKID0004326 of Bank Of India for the Biramnagar branch includes these elements, identifying the bank and the branch location in Biramnagar (P.O. Sangrampur) and West Bengal accurately.
How to Find IFSC Code for Bank Of India?
To find the IFSC Code BKID0004326 of Bank Of India for its Biramnagar branch located in Biramnagar (P.O. Sangrampur), the following methods can help you out:
Cheque Book
The cheque book issued by Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Bank Of India branches in Biramnagar (P.O. Sangrampur) and Biramnagar Po Sangrampur, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Bank Of India and go to the branch locator section. Then search for Biramnagar or Biramnagar (P.O. Sangrampur) to find the exact IFSC Code BKID0004326.
Mobile Banking App
If you use Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Bank Of India and Biramnagar (P.O. Sangrampur) will provide accurate information.
How to Use IFSC Code BKID0004326 for Online Transfers?
Once you have the IFSC Code BKID0004326 for the Biramnagar branch of Bank Of India in Biramnagar (P.O. Sangrampur), you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code BKID0004326. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Bank Of India IFSC Code BKID0004326.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of India Biramnagar in Biramnagar (P.O. Sangrampur), your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Bank Of India in Biramnagar, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Bank Of India website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Biramnagar (P.O. Sangrampur) manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is BKID0004326.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Vill Biramnagarpo Sangrampur located in Biramnagar (P.O. Sangrampur), Biramnagar Po Sangrampur, West Bengal.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.