IFSC Code of Bank Of India, Charkhi, Billeswar Dist Burdwan, West Bengal — BKID0004219

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Bank Of India for its Charkhi branch in Billeswar (Dist. Burdwan), Billeswar Dist Burdwan, West Bengal, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Bank Of India located in Billeswar (Dist. Burdwan) or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code BKID0004219. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of India, Charkhi, Billeswar (Dist. Burdwan)

Below in the table are the key details related to IFSC Code BKID0004219 of Bank Of India for its branch located in Billeswar (Dist. Burdwan), within the district of Billeswar Dist Burdwan in the state of West Bengal.

These details are crucial, not just for online banking users but also for businesses and individuals who use Bank Of India in Billeswar (Dist. Burdwan) for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BKID0004219 for the Charkhi branch of Bank Of India has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of India located in Charkhi, Billeswar (Dist. Burdwan), West Bengal, is provided a unique IFSC like BKID0004219 so that their online payments reach the right place.

The IFSC Code is important because:

• It uniquely recognizes the Bank Of India branch in Billeswar (Dist. Burdwan).
• Helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any confusions between multiple branches of the same bank across different places like Billeswar (Dist. Burdwan) and Billeswar Dist Burdwan.
• It reduces most of the errors in fund transfers and makes sure its accuracy.
• It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across West Bengal and the rest of India, the IFSC Code ensures that transactions meant for Bank Of India in Charkhi do not get misguided to another person.

Format of the IFSC Code BKID0004219

The format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

• First 4 characters (AAAA): Represent the bank code. For Bank Of India, these characters are the bank's short identifier.
• 5th character (0): Always zero which is reserved for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Charkhi in Billeswar (Dist. Burdwan).

For example, the IFSC Code BKID0004219 of Bank Of India for the Charkhi branch includes these elements, identifying the bank and the branch location in Billeswar (Dist. Burdwan) and West Bengal accurately.

How to Find IFSC Code for Bank Of India?

If you are trying to find the IFSC Code BKID0004219 of Bank Of India for its Charkhi branch located in Billeswar (Dist. Burdwan), the following methods can help:

Cheque Book

The cheque book issued by Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Bank Of India branches in Billeswar (Dist. Burdwan) and Billeswar Dist Burdwan, print them on the first page of your passbook.

Bank Website

Visit the official website of Bank Of India and navigate to the branch locator section. Search for Charkhi or Billeswar (Dist. Burdwan) to get the exact IFSC Code BKID0004219.

Mobile Banking App

If you use Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of India and Billeswar (Dist. Burdwan), you'll get the correct details.

How to Use IFSC Code BKID0004219 for Online Transfers?

Once you have the IFSC Code BKID0004219 for the Charkhi branch of Bank Of India in Billeswar (Dist. Burdwan), you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BKID0004219. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of India IFSC Code BKID0004219.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Bank Of India Charkhi in Billeswar (Dist. Burdwan) may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of India in Charkhi, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Bank Of India website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Billeswar (Dist. Burdwan) to handle online money transfers and get their cheques cleared smoothly.