The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bank Of India for its Bikramganj branch in Bikramganj (Dist. Rohtas ), Bikramganj Dist Rohtas, Bihar, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Bank Of India located in Bikramganj (Dist. Rohtas ) or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code BKID0004617. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Bank Of India, Bikramganj, Bikramganj (Dist. Rohtas )
Below in the table are the key details related to IFSC Code BKID0004617 of Bank Of India for its branch located in Bikramganj (Dist. Rohtas ), within the district of Bikramganj Dist Rohtas in the state of Bihar.
| Particulars | Details |
|---|---|
| Bank | Bank Of India |
| IFSC Code | BKID0004617 |
| Branch | Bikramganj |
| City | Bikramganj (Dist. Rohtas ) |
| District | Bikramganj Dist Rohtas |
| State | Bihar |
| Address | Renu Bhawannear Jairam Hotelara Roadbikram Ganjdist Rohtas |
These details are essential not only for online banking users but also for businesses and individuals who use Bank Of India in Bikramganj (Dist. Rohtas ) for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BKID0004617 for the Bikramganj branch of Bank Of India plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of India located in Bikramganj, Bikramganj (Dist. Rohtas ), Bihar, are given a unique IFSC like BKID0004617 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Bikramganj (Dist. Rohtas ).
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Bikramganj (Dist. Rohtas ) and Bikramganj Dist Rohtas.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Bank Of India in Bikramganj goes to the correct branch. This is important because Bank Of India has thousands of branches in Bihar and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code BKID0004617
The format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Bank Of India, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Bikramganj in Bikramganj (Dist. Rohtas ).
For example, the IFSC Code BKID0004617 of Bank Of India for the Bikramganj branch includes these elements, identifying the bank and the branch location in Bikramganj (Dist. Rohtas ) and Bihar accurately.
How to Find IFSC Code for Bank Of India?
If you are trying to find the IFSC Code BKID0004617 of Bank Of India for its Bikramganj branch located in Bikramganj (Dist. Rohtas ), the following methods can help:
Cheque Book
The cheque books that are issued by Bank Of India include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Bank Of India branches in Bikramganj (Dist. Rohtas ) and Bikramganj Dist Rohtas, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Bank Of India and find the branch locator section. Search for Bikramganj or Bikramganj (Dist. Rohtas ) to get the exact IFSC Code BKID0004617.
Mobile Banking App
If you use Bank Of India's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Bank Of India and Bikramganj (Dist. Rohtas ) that will provide accurate information.
How to Use IFSC Code BKID0004617 for Online Transfers?
Once you have the IFSC Code BKID0004617 for the Bikramganj branch of Bank Of India in Bikramganj (Dist. Rohtas ), you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code BKID0004617. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Bank Of India IFSC Code BKID0004617.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of India Bikramganj in Bikramganj (Dist. Rohtas ), your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of India in Bikramganj, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Bank Of India website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Bikramganj (Dist. Rohtas ) manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is BKID0004617.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Renu Bhawannear Jairam Hotelara Roadbikram Ganjdist Rohtas located in Bikramganj (Dist. Rohtas ), Bikramganj Dist Rohtas, Bihar.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.