Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Bank Of India for its Bihta branch in Bihta (Bh), Bihta Bh, or Bihar, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Bank Of India located in Bihta (Bh) or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code BKID0004467. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Bank Of India, Bihta, Bihta (Bh)
Here are the key points that are associated with the IFSC Code BKID0004467 of Bank Of India for its branch located in Bihta (Bh), within the district of Bihta Bh in the state of Bihar.
| Particulars | Details |
|---|---|
| Bank | Bank Of India |
| IFSC Code | BKID0004467 |
| Branch | Bihta |
| City | Bihta (Bh) |
| District | Bihta Bh |
| State | Bihar |
| Address | Rajni Marketsh 2South Of Rly Stationnh 98 |
These details are essential not only for online banking users but also for businesses and individuals who use Bank Of India in Bihta (Bh) for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BKID0004467 for the Bihta branch of Bank Of India plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of India located in Bihta, Bihta (Bh), Bihar, are allotted a unique IFSC like BKID0004467 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Bihta (Bh).
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Bihta (Bh) and Bihta Bh.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Bank Of India in Bihta reaches the right place, even though there are thousands of branches in Bihar and across India.
Format of the IFSC Code BKID0004467
The format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Bank Of India, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Bihta in Bihta (Bh).
For example, the IFSC Code BKID0004467 of Bank Of India for the Bihta branch includes these elements, identifying the bank and the branch location in Bihta (Bh) and Bihar accurately.
How to Find IFSC Code for Bank Of India?
To find the IFSC Code BKID0004467 of Bank Of India for its Bihta branch located in Bihta (Bh), the following methods can help you out:
Cheque Book
The cheque book issued by Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Bank Of India branches in Bihta (Bh) and Bihta Bh, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Bank Of India and go to the branch locator section. Then search for Bihta or Bihta (Bh) to find the exact IFSC Code BKID0004467.
Mobile Banking App
If you use Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Bank Of India and Bihta (Bh) will provide accurate information.
How to Use IFSC Code BKID0004467 for Online Transfers?
Once you have the IFSC Code BKID0004467 for the Bihta branch of Bank Of India in Bihta (Bh), you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code BKID0004467. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Bank Of India IFSC Code BKID0004467.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of India Bihta in Bihta (Bh), your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Bank Of India in Bihta, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Bank Of India website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Bihta (Bh) manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is BKID0004467.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Rajni Marketsh 2South Of Rly Stationnh 98 located in Bihta (Bh), Bihta Bh, Bihar.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.