For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Bank Of India for its Bhitha More branch in Bhitha More (Distt Sitamarhi), Bhitha More Distt Sitamarhi, Bihar, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Bank Of India located in Bhitha More (Distt Sitamarhi) or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code BKID0004678. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of India, Bhitha More, Bhitha More (Distt Sitamarhi)

Here are the key points that are associated with the IFSC Code BKID0004678 of Bank Of India for its branch located in Bhitha More (Distt Sitamarhi), within the district of Bhitha More Distt Sitamarhi in the state of Bihar.

Particulars Details
Bank Bank Of India
IFSC Code BKID0004678
Branch Bhitha More
City Bhitha More (Distt Sitamarhi)
District Bhitha More Distt Sitamarhi
State Bihar
Address At Post Bhitha More Srikhand Bhithablock Sursand Distt Sitamarhi

These details helps users in online banking and for businesses and individuals who use Bank Of India in Bhitha More (Distt Sitamarhi) for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BKID0004678 for the Bhitha More branch of Bank Of India plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of India located in Bhitha More, Bhitha More (Distt Sitamarhi), Bihar, are allotted a unique IFSC like BKID0004678 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Bhitha More (Distt Sitamarhi).
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Bhitha More (Distt Sitamarhi) and Bhitha More Distt Sitamarhi.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Bank Of India in Bhitha More reaches the right place, even though there are thousands of branches in Bihar and across India.

Format of the IFSC Code BKID0004678

This is the format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Bhitha More in Bhitha More (Distt Sitamarhi).

For example, the IFSC Code BKID0004678 of Bank Of India for the Bhitha More branch includes these elements, identifying the bank and the branch location in Bhitha More (Distt Sitamarhi) and Bihar accurately.

How to Find IFSC Code for Bank Of India?

If you are trying to find the IFSC Code BKID0004678 of Bank Of India for its Bhitha More branch located in Bhitha More (Distt Sitamarhi), the following methods can help:

Cheque Book

The cheque book issued by Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Bank Of India branches in Bhitha More (Distt Sitamarhi) and Bhitha More Distt Sitamarhi, print them on the first page of your passbook.

Bank Website

Visit the official website of Bank Of India and navigate to the branch locator section. Search for Bhitha More or Bhitha More (Distt Sitamarhi) to get the exact IFSC Code BKID0004678.

Mobile Banking App

If you use Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of India and Bhitha More (Distt Sitamarhi), you'll get the correct details.

How to Use IFSC Code BKID0004678 for Online Transfers?

Once you have the IFSC Code BKID0004678 for the Bhitha More branch of Bank Of India in Bhitha More (Distt Sitamarhi), you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BKID0004678. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of India IFSC Code BKID0004678.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of India Bhitha More in Bhitha More (Distt Sitamarhi), your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of India in Bhitha More, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of India website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Bhitha More (Distt Sitamarhi) to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of India in Bhitha More, Bhitha More (Distt Sitamarhi)?

The IFSC Code is BKID0004678.

Is the IFSC Code BKID0004678 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of India Bhitha More?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Bhitha More branch?

The address of the branch is At Post Bhitha More Srikhand Bhithablock Sursand Distt Sitamarhi located in Bhitha More (Distt Sitamarhi), Bhitha More Distt Sitamarhi, Bihar.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.