Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Bank Of India for its Bhendra branch in Bhendra (Dist. Bokaro), Bhendra Dist Bokaro, Jharkhand, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Bank Of India located in Bhendra (Dist. Bokaro) or anywhere in Jharkhand can transfer funds instantly by using the correct IFSC Code BKID0004885. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Bank Of India, Bhendra, Bhendra (Dist. Bokaro)
The table below shows the main details of the IFSC Code BKID0004885 for the Bank Of India branch in Bhendra (Dist. Bokaro), which falls under the Bhendra Dist Bokaro district in Jharkhand.
| Particulars | Details |
|---|---|
| Bank | Bank Of India |
| IFSC Code | BKID0004885 |
| Branch | Bhendra |
| City | Bhendra (Dist. Bokaro) |
| District | Bhendra Dist Bokaro |
| State | Jharkhand |
| Address | At Post Bhendravia Gomoh Junction |
These details help users in online banking and for businesses and individuals who use Bank Of India in Bhendra (Dist. Bokaro) for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BKID0004885 for the Bhendra branch of Bank Of India has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of India located in Bhendra, Bhendra (Dist. Bokaro), Jharkhand, is provided a unique IFSC like BKID0004885 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Bank Of India branch in Bhendra (Dist. Bokaro).
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Bhendra (Dist. Bokaro) and Bhendra Dist Bokaro.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Jharkhand and the rest of India, the IFSC Code ensures that transactions meant for Bank Of India in Bhendra do not get misguided to another person.
Format of the IFSC Code BKID0004885
The format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Bank Of India, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Bhendra in Bhendra (Dist. Bokaro).
For example, the IFSC Code BKID0004885 of Bank Of India for the Bhendra branch includes these elements, identifying the bank and the branch location in Bhendra (Dist. Bokaro) and Jharkhand accurately.
How to Find IFSC Code for Bank Of India?
If you are trying to find the IFSC Code BKID0004885 of Bank Of India for its Bhendra branch located in Bhendra (Dist. Bokaro), the following methods can help:
Cheque Book
The cheque books that are issued by Bank Of India include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Bank Of India branches in Bhendra (Dist. Bokaro) and Bhendra Dist Bokaro, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Bank Of India and find the branch locator section. Search for Bhendra or Bhendra (Dist. Bokaro) to get the exact IFSC Code BKID0004885.
Mobile Banking App
If you use Bank Of India's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Bank Of India and Bhendra (Dist. Bokaro) that will provide accurate information.
How to Use IFSC Code BKID0004885 for Online Transfers?
Once you have the IFSC Code BKID0004885 for the Bhendra branch of Bank Of India in Bhendra (Dist. Bokaro), you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code BKID0004885. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Bank Of India IFSC Code BKID0004885.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of India Bhendra in Bhendra (Dist. Bokaro), your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of India in Bhendra, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Bank Of India website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Bhendra (Dist. Bokaro) manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code of the Bhendra Bhendra (Dist. Bokaro) branch is BKID0004885.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at At Post Bhendravia Gomoh Junction.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.