Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Bank Of India for its Bhatpur branch in Bhatpur (Dist. Hardoi), Bhatpur Dist Hardoi, Uttar Pradesh, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Bank Of India located in Bhatpur (Dist. Hardoi) or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code BKID0007420. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Bank Of India, Bhatpur, Bhatpur (Dist. Hardoi)
Here are some of the key details that come with the IFSC Code BKID0007420 of Bank Of India for its branch located in Bhatpur (Dist. Hardoi), within the district of Bhatpur Dist Hardoi in the state of Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Bank Of India |
| IFSC Code | BKID0007420 |
| Branch | Bhatpur |
| City | Bhatpur (Dist. Hardoi) |
| District | Bhatpur Dist Hardoi |
| State | Uttar Pradesh |
| Address | Vill Pobhatpurblock Bharawan Dist Hardoi |
These details are crucial, not just for online banking users but also for businesses and individuals who use Bank Of India in Bhatpur (Dist. Hardoi) for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BKID0007420 for the Bhatpur branch of Bank Of India has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like BKID0007420 is given to every bank branch, including Bank Of India located in Bhatpur, Bhatpur (Dist. Hardoi), Uttar Pradesh, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Bank Of India branch in Bhatpur (Dist. Hardoi).
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Bhatpur (Dist. Hardoi) and Bhatpur Dist Hardoi.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Uttar Pradesh and the rest of India, which is why the IFSC Code ensures that transactions meant for Bank Of India in Bhatpur doesn't end up at another location.
Format of the IFSC Code BKID0007420
The format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Bank Of India, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Bhatpur in Bhatpur (Dist. Hardoi).
For example, the IFSC Code BKID0007420 of Bank Of India for the Bhatpur branch includes these elements, identifying the bank and the branch location in Bhatpur (Dist. Hardoi) and Uttar Pradesh accurately.
How to Find IFSC Code for Bank Of India?
If you are looking for the IFSC Code BKID0007420 of Bank Of India for its Bhatpur branch located in Bhatpur (Dist. Hardoi), the following methods can help:
Cheque Book
The cheque book that is issued by Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Bank Of India branches in Bhatpur (Dist. Hardoi) and Bhatpur Dist Hardoi, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Bank Of India and look for the branch locator section, then search for Bhatpur or Bhatpur (Dist. Hardoi) to get the exact IFSC Code BKID0007420.
Mobile Banking App
If you use Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Bank Of India and Bhatpur (Dist. Hardoi), then it will provide you proper information.
How to Use IFSC Code BKID0007420 for Online Transfers?
If you have the IFSC Code BKID0007420 for the Bhatpur branch of Bank Of India in Bhatpur (Dist. Hardoi), you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code BKID0007420. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Bank Of India IFSC Code BKID0007420.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Bank Of India Bhatpur in Bhatpur (Dist. Hardoi), it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of India in Bhatpur, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Bank Of India website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Bhatpur (Dist. Hardoi) manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is BKID0007420.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Vill Pobhatpurblock Bharawan Dist Hardoi located in Bhatpur (Dist. Hardoi), Bhatpur Dist Hardoi, Uttar Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.