The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bank Of India for its Bharkha branch in Bharkha (Dist.Farrukhabad), Bharkha Distfarrukhabad, Uttar Pradesh, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Bank Of India located in Bharkha (Dist.Farrukhabad) or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code BKID0007616. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Bank Of India, Bharkha, Bharkha (Dist.Farrukhabad)
The table below shows the main details of the IFSC Code BKID0007616 for the Bank Of India branch in Bharkha (Dist.Farrukhabad), which falls under the Bharkha Distfarrukhabad district in Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Bank Of India |
| IFSC Code | BKID0007616 |
| Branch | Bharkha |
| City | Bharkha (Dist.Farrukhabad) |
| District | Bharkha Distfarrukhabad |
| State | Uttar Pradesh |
| Address | Village Post Bharkhablock Rajepur Dist Farrukhabad |
These details help users in online banking and for businesses and individuals who use Bank Of India in Bharkha (Dist.Farrukhabad) for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BKID0007616 for the Bharkha branch of Bank Of India has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of India located in Bharkha, Bharkha (Dist.Farrukhabad), Uttar Pradesh, is provided a unique IFSC like BKID0007616 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Bank Of India branch in Bharkha (Dist.Farrukhabad).
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Bharkha (Dist.Farrukhabad) and Bharkha Distfarrukhabad.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Uttar Pradesh and the rest of India, the IFSC Code ensures that transactions meant for Bank Of India in Bharkha do not get misguided to another person.
Format of the IFSC Code BKID0007616
This is the format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Bank Of India, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Bharkha in Bharkha (Dist.Farrukhabad).
For example, the IFSC Code BKID0007616 of Bank Of India for the Bharkha branch includes these elements, identifying the bank and the branch location in Bharkha (Dist.Farrukhabad) and Uttar Pradesh accurately.
How to Find IFSC Code for Bank Of India?
If you are trying to find the IFSC Code BKID0007616 of Bank Of India for its Bharkha branch located in Bharkha (Dist.Farrukhabad), the following methods can help:
Cheque Book
The cheque books that are issued by Bank Of India include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Bank Of India branches in Bharkha (Dist.Farrukhabad) and Bharkha Distfarrukhabad, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Bank Of India and find the branch locator section. Search for Bharkha or Bharkha (Dist.Farrukhabad) to get the exact IFSC Code BKID0007616.
Mobile Banking App
If you use Bank Of India's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Bank Of India and Bharkha (Dist.Farrukhabad) that will provide accurate information.
How to Use IFSC Code BKID0007616 for Online Transfers?
Once you have the IFSC Code BKID0007616 for the Bharkha branch of Bank Of India in Bharkha (Dist.Farrukhabad), you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code BKID0007616. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Bank Of India IFSC Code BKID0007616.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of India Bharkha in Bharkha (Dist.Farrukhabad), your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of India in Bharkha, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Bank Of India website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Bharkha (Dist.Farrukhabad) to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is BKID0007616.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Village Post Bharkhablock Rajepur Dist Farrukhabad located in Bharkha (Dist.Farrukhabad), Bharkha Distfarrukhabad, Uttar Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.