For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Bank Of India for its Bharawan branch in Bharawan (Dist. Hardoi), Bharawan Dist Hardoi, Uttar Pradesh, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Bank Of India located in Bharawan (Dist. Hardoi) or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code BKID0007412. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Bank Of India, Bharawan, Bharawan (Dist. Hardoi)
Here are some of the key details that come with the IFSC Code BKID0007412 of Bank Of India for its branch located in Bharawan (Dist. Hardoi), within the district of Bharawan Dist Hardoi in the state of Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Bank Of India |
| IFSC Code | BKID0007412 |
| Branch | Bharawan |
| City | Bharawan (Dist. Hardoi) |
| District | Bharawan Dist Hardoi |
| State | Uttar Pradesh |
| Address | Bharawan Bazarat Post Bharawan Dist Hardoi |
These details help users in online banking and for businesses and individuals who use Bank Of India in Bharawan (Dist. Hardoi) for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BKID0007412 for the Bharawan branch of Bank Of India has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like BKID0007412 is given to every bank branch, including Bank Of India located in Bharawan, Bharawan (Dist. Hardoi), Uttar Pradesh, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Bank Of India branch in Bharawan (Dist. Hardoi).
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Bharawan (Dist. Hardoi) and Bharawan Dist Hardoi.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Uttar Pradesh and the rest of India, which is why the IFSC Code ensures that transactions meant for Bank Of India in Bharawan doesn't end up at another location.
Format of the IFSC Code BKID0007412
The format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Bank Of India, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Bharawan in Bharawan (Dist. Hardoi).
For example, the IFSC Code BKID0007412 of Bank Of India for the Bharawan branch includes these elements, identifying the bank and the branch location in Bharawan (Dist. Hardoi) and Uttar Pradesh accurately.
How to Find IFSC Code for Bank Of India?
If you are trying to find the IFSC Code BKID0007412 of Bank Of India for its Bharawan branch located in Bharawan (Dist. Hardoi), the following methods can help:
Cheque Book
The cheque book issued by Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Bank Of India branches in Bharawan (Dist. Hardoi) and Bharawan Dist Hardoi, print them on the first page of your passbook.
Bank Website
Visit the official website of Bank Of India and navigate to the branch locator section. Search for Bharawan or Bharawan (Dist. Hardoi) to get the exact IFSC Code BKID0007412.
Mobile Banking App
If you use Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of India and Bharawan (Dist. Hardoi), you'll get the correct details.
How to Use IFSC Code BKID0007412 for Online Transfers?
Once you have the IFSC Code BKID0007412 for the Bharawan branch of Bank Of India in Bharawan (Dist. Hardoi), you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code BKID0007412. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Bank Of India IFSC Code BKID0007412.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of India Bharawan in Bharawan (Dist. Hardoi), your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of India in Bharawan, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Bank Of India website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Bharawan (Dist. Hardoi) manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is BKID0007412.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Bharawan Bazarat Post Bharawan Dist Hardoi located in Bharawan (Dist. Hardoi), Bharawan Dist Hardoi, Uttar Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.