Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Bank Of India for its Gbhangore Bijoyganj branch in Bhangore Bijoyganj (South 24 Parganas), Bhangore Bijoyganj South Twenty Four Parganas, or West Bengal, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Bank Of India located in Bhangore Bijoyganj (South 24 Parganas) or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code BKID0004337. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of India, Gbhangore Bijoyganj, Bhangore Bijoyganj (South 24 Parganas)

Below in the table are the key details related to IFSC Code BKID0004337 of Bank Of India for its branch located in Bhangore Bijoyganj (South 24 Parganas), within the district of Bhangore Bijoyganj South Twenty Four Parganas in the state of West Bengal.

Particulars Details
Bank Bank Of India
IFSC Code BKID0004337
Branch Gbhangore Bijoyganj
City Bhangore Bijoyganj (South 24 Parganas)
District Bhangore Bijoyganj South Twenty Four Parganas
State West Bengal
Address Vill Panapukurp O Bhangar Dist South Twenty Four Parganas

These details are crucial, not just for online banking users but also for businesses and individuals who use Bank Of India in Bhangore Bijoyganj (South 24 Parganas) for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BKID0004337 for the Gbhangore Bijoyganj branch of Bank Of India has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like BKID0004337 is given to every bank branch, including Bank Of India located in Gbhangore Bijoyganj, Bhangore Bijoyganj (South 24 Parganas), West Bengal, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Bank Of India branch in Bhangore Bijoyganj (South 24 Parganas).
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Bhangore Bijoyganj (South 24 Parganas) and Bhangore Bijoyganj South Twenty Four Parganas.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across West Bengal and the rest of India, which is why the IFSC Code ensures that transactions meant for Bank Of India in Gbhangore Bijoyganj doesn't end up at another location.

Format of the IFSC Code BKID0004337

This is the format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Gbhangore Bijoyganj in Bhangore Bijoyganj (South 24 Parganas).

For example, the IFSC Code BKID0004337 of Bank Of India for the Gbhangore Bijoyganj branch includes these elements, identifying the bank and the branch location in Bhangore Bijoyganj (South 24 Parganas) and West Bengal accurately.

How to Find IFSC Code for Bank Of India?

To find the IFSC Code BKID0004337 of Bank Of India for its Gbhangore Bijoyganj branch located in Bhangore Bijoyganj (South 24 Parganas), the following methods can help you out:

Cheque Book

The cheque book issued by Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Bank Of India branches in Bhangore Bijoyganj (South 24 Parganas) and Bhangore Bijoyganj South Twenty Four Parganas, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of India and go to the branch locator section. Then search for Gbhangore Bijoyganj or Bhangore Bijoyganj (South 24 Parganas) to find the exact IFSC Code BKID0004337.

Mobile Banking App

If you use Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Bank Of India and Bhangore Bijoyganj (South 24 Parganas) will provide accurate information.

How to Use IFSC Code BKID0004337 for Online Transfers?

Once you have the IFSC Code BKID0004337 for the Gbhangore Bijoyganj branch of Bank Of India in Bhangore Bijoyganj (South 24 Parganas), you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BKID0004337. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of India IFSC Code BKID0004337.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Bank Of India Gbhangore Bijoyganj in Bhangore Bijoyganj (South 24 Parganas) may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Bank Of India in Gbhangore Bijoyganj, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Bank Of India website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Bhangore Bijoyganj (South 24 Parganas) manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of India in Gbhangore Bijoyganj, Bhangore Bijoyganj (South 24 Parganas)?

The IFSC Code is BKID0004337.

Is the IFSC Code BKID0004337 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of India Gbhangore Bijoyganj?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Gbhangore Bijoyganj branch?

The address of the branch is Vill Panapukurp O Bhangar Dist South Twenty Four Parganas located in Bhangore Bijoyganj (South 24 Parganas), Bhangore Bijoyganj South Twenty Four Parganas, West Bengal.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.