Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Bank Of India for its Bhadaula branch in Bhadaula (Dist. Kaimur), Bhadaula Dist Kaimur, Bihar, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Bank Of India located in Bhadaula (Dist. Kaimur) or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code BKID0004613. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Bank Of India, Bhadaula, Bhadaula (Dist. Kaimur)
The table below shows the main details of the IFSC Code BKID0004613 for the Bank Of India branch in Bhadaula (Dist. Kaimur), which falls under the Bhadaula Dist Kaimur district in Bihar.
| Particulars | Details |
|---|---|
| Bank | Bank Of India |
| IFSC Code | BKID0004613 |
| Branch | Bhadaula |
| City | Bhadaula (Dist. Kaimur) |
| District | Bhadaula Dist Kaimur |
| State | Bihar |
| Address | At Po Bhadaulavia Kudra Dist Kaimur |
These details are crucial, not just for online banking users but also for businesses and individuals who use Bank Of India in Bhadaula (Dist. Kaimur) for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BKID0004613 for the Bhadaula branch of Bank Of India has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of India located in Bhadaula, Bhadaula (Dist. Kaimur), Bihar, is provided a unique IFSC like BKID0004613 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Bank Of India branch in Bhadaula (Dist. Kaimur).
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Bhadaula (Dist. Kaimur) and Bhadaula Dist Kaimur.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Bihar and the rest of India, the IFSC Code ensures that transactions meant for Bank Of India in Bhadaula do not get misguided to another person.
Format of the IFSC Code BKID0004613
The format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Bank Of India, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Bhadaula in Bhadaula (Dist. Kaimur).
For example, the IFSC Code BKID0004613 of Bank Of India for the Bhadaula branch includes these elements, identifying the bank and the branch location in Bhadaula (Dist. Kaimur) and Bihar accurately.
How to Find IFSC Code for Bank Of India?
If you are trying to find the IFSC Code BKID0004613 of Bank Of India for its Bhadaula branch located in Bhadaula (Dist. Kaimur), the following methods can help:
Cheque Book
The cheque book issued by Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Bank Of India branches in Bhadaula (Dist. Kaimur) and Bhadaula Dist Kaimur, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Bank Of India and navigate to the branch locator section. Search for Bhadaula or Bhadaula (Dist. Kaimur) to get the exact IFSC Code BKID0004613.
Mobile Banking App
If you use Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of India and Bhadaula (Dist. Kaimur), you'll get the correct details.
How to Use IFSC Code BKID0004613 for Online Transfers?
Once you have the IFSC Code BKID0004613 for the Bhadaula branch of Bank Of India in Bhadaula (Dist. Kaimur), you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code BKID0004613. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Bank Of India IFSC Code BKID0004613.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Bank Of India Bhadaula in Bhadaula (Dist. Kaimur), it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Bank Of India in Bhadaula, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Bank Of India website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Bhadaula (Dist. Kaimur) manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is BKID0004613.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is At Po Bhadaulavia Kudra Dist Kaimur located in Bhadaula (Dist. Kaimur), Bhadaula Dist Kaimur, Bihar.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.