Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Bank Of India for its Beniganj branch in Beniganj (Dist.Hardoi), Beniganj Disthardoi, or Uttar Pradesh, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Bank Of India located in Beniganj (Dist.Hardoi) or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code BKID0007409. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Bank Of India, Beniganj, Beniganj (Dist.Hardoi)
Here are the key points that are associated with the IFSC Code BKID0007409 of Bank Of India for its branch located in Beniganj (Dist.Hardoi), within the district of Beniganj Disthardoi in the state of Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Bank Of India |
| IFSC Code | BKID0007409 |
| Branch | Beniganj |
| City | Beniganj (Dist.Hardoi) |
| District | Beniganj Disthardoi |
| State | Uttar Pradesh |
| Address | Main Roadbeniganj Dist Hardoi |
These details are important not only for users using online banking but also for businesses and individuals who use Bank Of India in Beniganj (Dist.Hardoi) for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code BKID0007409 for the Beniganj branch of Bank Of India is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of India located in Beniganj, Beniganj (Dist.Hardoi), Uttar Pradesh, is provided a unique IFSC like BKID0007409 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Bank Of India branch in Beniganj (Dist.Hardoi).
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Beniganj (Dist.Hardoi) and Beniganj Disthardoi.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Uttar Pradesh and the rest of India, the IFSC Code ensures that transactions meant for Bank Of India in Beniganj do not get misguided to another person.
Format of the IFSC Code BKID0007409
The format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Bank Of India, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Beniganj in Beniganj (Dist.Hardoi).
For example, the IFSC Code BKID0007409 of Bank Of India for the Beniganj branch has these elements, identifying the bank and the branch location in Beniganj (Dist.Hardoi) and Uttar Pradesh correctly.
How to Find IFSC Code for Bank Of India?
If you are trying to find the IFSC Code BKID0007409 of Bank Of India for its Beniganj branch located in Beniganj (Dist.Hardoi), the following methods can help:
Cheque Book
The cheque books that are issued by Bank Of India include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Bank Of India branches in Beniganj (Dist.Hardoi) and Beniganj Disthardoi, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Bank Of India and find the branch locator section. Search for Beniganj or Beniganj (Dist.Hardoi) to get the exact IFSC Code BKID0007409.
Mobile Banking App
If you use Bank Of India's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Bank Of India and Beniganj (Dist.Hardoi) that will provide accurate information.
How to Use IFSC Code BKID0007409 for Online Transfers?
Once you have the IFSC Code BKID0007409 for the Beniganj branch of Bank Of India in Beniganj (Dist.Hardoi), you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code BKID0007409. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Bank Of India IFSC Code BKID0007409.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of India Beniganj in Beniganj (Dist.Hardoi), your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of India in Beniganj, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Bank Of India website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Beniganj (Dist.Hardoi) to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is BKID0007409.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Main Roadbeniganj Dist Hardoi located in Beniganj (Dist.Hardoi), Beniganj Disthardoi, Uttar Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.