The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bank Of India for its Bedauli branch in Bedauli (Dist. Darbhanga), Bedauli Dist Darbhanga, Bihar, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Bank Of India located in Bedauli (Dist. Darbhanga) or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code BKID0004853. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Bank Of India, Bedauli, Bedauli (Dist. Darbhanga)
Below in the table are the key details related to IFSC Code BKID0004853 of Bank Of India for its branch located in Bedauli (Dist. Darbhanga), within the district of Bedauli Dist Darbhanga in the state of Bihar.
| Particulars | Details |
|---|---|
| Bank | Bank Of India |
| IFSC Code | BKID0004853 |
| Branch | Bedauli |
| City | Bedauli (Dist. Darbhanga) |
| District | Bedauli Dist Darbhanga |
| State | Bihar |
| Address | At Vill Bedaulipost Sanehpur Dist Darbhanga |
These details are essential not only for online banking users but also for businesses and individuals who use Bank Of India in Bedauli (Dist. Darbhanga) for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BKID0004853 for the Bedauli branch of Bank Of India plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like BKID0004853 is given to every bank branch, including Bank Of India located in Bedauli, Bedauli (Dist. Darbhanga), Bihar, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Bank Of India branch in Bedauli (Dist. Darbhanga).
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Bedauli (Dist. Darbhanga) and Bedauli Dist Darbhanga.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Bihar and the rest of India, which is why the IFSC Code ensures that transactions meant for Bank Of India in Bedauli doesn't end up at another location.
Format of the IFSC Code BKID0004853
This is the format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Bank Of India, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Bedauli in Bedauli (Dist. Darbhanga).
For example, the IFSC Code BKID0004853 of Bank Of India for the Bedauli branch includes these elements, identifying the bank and the branch location in Bedauli (Dist. Darbhanga) and Bihar accurately.
How to Find IFSC Code for Bank Of India?
If you are trying to find the IFSC Code BKID0004853 of Bank Of India for its Bedauli branch located in Bedauli (Dist. Darbhanga), the following methods can help:
Cheque Book
The cheque book issued by Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Bank Of India branches in Bedauli (Dist. Darbhanga) and Bedauli Dist Darbhanga, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Bank Of India and navigate to the branch locator section. Search for Bedauli or Bedauli (Dist. Darbhanga) to get the exact IFSC Code BKID0004853.
Mobile Banking App
If you use Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of India and Bedauli (Dist. Darbhanga), you'll get the correct details.
How to Use IFSC Code BKID0004853 for Online Transfers?
Once you have the IFSC Code BKID0004853 for the Bedauli branch of Bank Of India in Bedauli (Dist. Darbhanga), you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code BKID0004853. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Bank Of India IFSC Code BKID0004853.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of India Bedauli in Bedauli (Dist. Darbhanga), your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of India in Bedauli, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Bank Of India website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Bedauli (Dist. Darbhanga) manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is BKID0004853.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is At Vill Bedaulipost Sanehpur Dist Darbhanga located in Bedauli (Dist. Darbhanga), Bedauli Dist Darbhanga, Bihar.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.