Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Bank Of India for its Bawan branch in Bawan (Dist. Hardoi), Bawan Dist Hardoi, Uttar Pradesh, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Bank Of India located in Bawan (Dist. Hardoi) or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code BKID0007410. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Bank Of India, Bawan, Bawan (Dist. Hardoi)
Here are the key points that are associated with the IFSC Code BKID0007410 of Bank Of India for its branch located in Bawan (Dist. Hardoi), within the district of Bawan Dist Hardoi in the state of Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Bank Of India |
| IFSC Code | BKID0007410 |
| Branch | Bawan |
| City | Bawan (Dist. Hardoi) |
| District | Bawan Dist Hardoi |
| State | Uttar Pradesh |
| Address | At Post Bawandistrict Hardoi |
These details are important not only for users using online banking but also for businesses and individuals who use Bank Of India in Bawan (Dist. Hardoi) for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code BKID0007410 for the Bawan branch of Bank Of India is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like BKID0007410 is given to every bank branch, including Bank Of India located in Bawan, Bawan (Dist. Hardoi), Uttar Pradesh, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Bank Of India branch in Bawan (Dist. Hardoi).
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Bawan (Dist. Hardoi) and Bawan Dist Hardoi.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Uttar Pradesh and the rest of India, which is why the IFSC Code ensures that transactions meant for Bank Of India in Bawan doesn't end up at another location.
Format of the IFSC Code BKID0007410
The format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Bank Of India, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Bawan in Bawan (Dist. Hardoi).
For example, the IFSC Code BKID0007410 of Bank Of India for the Bawan branch includes these elements, identifying the bank and the branch location in Bawan (Dist. Hardoi) and Uttar Pradesh accurately.
How to Find IFSC Code for Bank Of India?
If you are trying to find the IFSC Code BKID0007410 of Bank Of India for its Bawan branch located in Bawan (Dist. Hardoi), the following methods can help:
Cheque Book
The cheque book issued by Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Bank Of India branches in Bawan (Dist. Hardoi) and Bawan Dist Hardoi, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Bank Of India and navigate to the branch locator section. Search for Bawan or Bawan (Dist. Hardoi) to get the exact IFSC Code BKID0007410.
Mobile Banking App
If you use Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of India and Bawan (Dist. Hardoi), you'll get the correct details.
How to Use IFSC Code BKID0007410 for Online Transfers?
Once you have the IFSC Code BKID0007410 for the Bawan branch of Bank Of India in Bawan (Dist. Hardoi), you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code BKID0007410. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Bank Of India IFSC Code BKID0007410.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of India Bawan in Bawan (Dist. Hardoi), your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of India in Bawan, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Bank Of India website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Bawan (Dist. Hardoi) to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is BKID0007410.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is At Post Bawandistrict Hardoi located in Bawan (Dist. Hardoi), Bawan Dist Hardoi, Uttar Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.