Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Bank Of India for its Bathuary branch in Bathuary (Ps Egra, District Midnapore), Bathuary Ps Egra District Midnapore, West Bengal, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Bank Of India located in Bathuary (Ps Egra, District Midnapore) or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code BKID0004316. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Bank Of India, Bathuary, Bathuary (Ps Egra, District Midnapore)
Here are the key points that are associated with the IFSC Code BKID0004316 of Bank Of India for its branch located in Bathuary (Ps Egra, District Midnapore), within the district of Bathuary Ps Egra District Midnapore in the state of West Bengal.
| Particulars | Details |
|---|---|
| Bank | Bank Of India |
| IFSC Code | BKID0004316 |
| Branch | Bathuary |
| City | Bathuary (Ps Egra, District Midnapore) |
| District | Bathuary Ps Egra District Midnapore |
| State | West Bengal |
| Address | At Post Bathuaryp S Egradistrict Midnapore |
These details are important not only for users using online banking but also for businesses and individuals who use Bank Of India in Bathuary (Ps Egra, District Midnapore) for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code BKID0004316 for the Bathuary branch of Bank Of India is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of India located in Bathuary, Bathuary (Ps Egra, District Midnapore), West Bengal, is provided a unique IFSC like BKID0004316 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Bank Of India branch in Bathuary (Ps Egra, District Midnapore).
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Bathuary (Ps Egra, District Midnapore) and Bathuary Ps Egra District Midnapore.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across West Bengal and the rest of India, the IFSC Code ensures that transactions meant for Bank Of India in Bathuary do not get misguided to another person.
Format of the IFSC Code BKID0004316
This is the format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Bank Of India, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Bathuary in Bathuary (Ps Egra, District Midnapore).
For example, the IFSC Code BKID0004316 of Bank Of India for the Bathuary branch includes these elements, identifying the bank and the branch location in Bathuary (Ps Egra, District Midnapore) and West Bengal accurately.
How to Find IFSC Code for Bank Of India?
If you are looking for the IFSC Code BKID0004316 of Bank Of India for its Bathuary branch located in Bathuary (Ps Egra, District Midnapore), the following methods can help:
Cheque Book
The cheque book that is issued by Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Bank Of India branches in Bathuary (Ps Egra, District Midnapore) and Bathuary Ps Egra District Midnapore, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Bank Of India and look for the branch locator section, then search for Bathuary or Bathuary (Ps Egra, District Midnapore) to get the exact IFSC Code BKID0004316.
Mobile Banking App
If you use Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Bank Of India and Bathuary (Ps Egra, District Midnapore), then it will provide you proper information.
How to Use IFSC Code BKID0004316 for Online Transfers?
Once you have the IFSC Code BKID0004316 for the Bathuary branch of Bank Of India in Bathuary (Ps Egra, District Midnapore), you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code BKID0004316. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Bank Of India IFSC Code BKID0004316.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of India Bathuary in Bathuary (Ps Egra, District Midnapore), your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of India in Bathuary, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Bank Of India website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Bathuary (Ps Egra, District Midnapore) to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is BKID0004316.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is At Post Bathuaryp S Egradistrict Midnapore located in Bathuary (Ps Egra, District Midnapore), Bathuary Ps Egra District Midnapore, West Bengal.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.