There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Bank Of India for its Baskhari branch in Baskhari(Up), Baskhari Up, Uttar Pradesh, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Bank Of India situated in Baskhari(Up) or anywhere in Uttar Pradesh can easily transfer funds instantly by using the correct IFSC Code BKID0007033. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of India, Baskhari, Baskhari(Up)

The table below shows the main details of the IFSC Code BKID0007033 for the Bank Of India branch in Baskhari(Up), which falls under the Baskhari Up district in Uttar Pradesh.

Particulars Details
Bank Bank Of India
IFSC Code BKID0007033
Branch Baskhari
City Baskhari(Up)
District Baskhari Up
State Uttar Pradesh
Address Coabdul Waheed Khan So Late Barkhudar Khan Makdum Nagar Baskhari Ambedkar Nagar

These details are essential not only for online banking users but also for businesses and individuals who use Bank Of India in Baskhari(Up) for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BKID0007033 for the Baskhari branch of Bank Of India plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like BKID0007033 is given to every bank branch, including Bank Of India located in Baskhari, Baskhari(Up), Uttar Pradesh, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Bank Of India branch in Baskhari(Up).
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Baskhari(Up) and Baskhari Up.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Uttar Pradesh and the rest of India, which is why the IFSC Code ensures that transactions meant for Bank Of India in Baskhari doesn't end up at another location.

Format of the IFSC Code BKID0007033

The format of the IFSC Code for banks, including Bank Of India, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Baskhari in Baskhari(Up).

For example, the IFSC Code BKID0007033 of Bank Of India for the Baskhari branch includes these elements, identifying the bank and the branch location in Baskhari(Up) and Uttar Pradesh correctly.

How to Find IFSC Code for Bank Of India?

If you are trying to find the IFSC Code BKID0007033 of Bank Of India for its Baskhari branch located in Baskhari(Up), the following methods can help:

Cheque Book

The cheque book issued by Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Bank Of India branches in Baskhari(Up) and Baskhari Up, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Bank Of India and navigate to the branch locator section. Search for Baskhari or Baskhari(Up) to get the exact IFSC Code BKID0007033.

Mobile Banking App

If you use Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of India and Baskhari(Up), you'll get the correct details.

How to Use IFSC Code BKID0007033 for Online Transfers?

If you have the IFSC Code BKID0007033 for the Baskhari branch of Bank Of India in Baskhari(Up), you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BKID0007033. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Bank Of India IFSC Code BKID0007033.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Bank Of India Baskhari in Baskhari(Up), it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Bank Of India in Baskhari, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of India website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Baskhari(Up) manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of India in Baskhari, Baskhari(Up)?

The IFSC Code is BKID0007033.

Is the IFSC Code BKID0007033 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of India Baskhari?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Baskhari branch?

The address of the branch is Coabdul Waheed Khan So Late Barkhudar Khan Makdum Nagar Baskhari Ambedkar Nagar located in Baskhari(Up), Baskhari Up, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.