IFSC Code of Bank Of India, Sangrampur, Basirhat, West Bengal — BKID0004134

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Bank Of India for its Sangrampur branch in Basirhat, Basirhat, or West Bengal, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Bank Of India located in Basirhat or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code BKID0004134. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of India, Sangrampur, Basirhat

The table below shows the main details of the IFSC Code BKID0004134 for the Bank Of India branch in Basirhat, which falls under the Basirhat district in West Bengal.

These details are essential not only for online banking users but also for businesses and individuals who use Bank Of India in Basirhat for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BKID0004134 for the Sangrampur branch of Bank Of India plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of India located in Sangrampur, Basirhat, West Bengal, is provided with a unique IFSC like BKID0004134 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It uniquely identifies the Bank Of India branch in Basirhat.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any errors or confusions between multiple branches of the same bank across different places like Basirhat and Basirhat.
• It reduces errors in fund transfers and improves accuracy.
• It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across West Bengal and the rest of India and the IFSC Code ensures that transactions meant for Bank Of India in Sangrampur do not get mixed with another location.

Format of the IFSC Code BKID0004134

The format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

• First 4 characters (AAAA): Represent the bank code. For Bank Of India, these characters are the bank's short identifier.
• 5th character (0): Always zero which is reserved for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Sangrampur in Basirhat.

For example, the IFSC Code BKID0004134 of Bank Of India for the Sangrampur branch includes these elements, identifying the bank and the branch location in Basirhat and West Bengal accurately.

How to Find IFSC Code for Bank Of India?

If you are trying to find the IFSC Code BKID0004134 of Bank Of India for its Sangrampur branch located in Basirhat, the following methods can help:

Cheque Book

The cheque book issued by Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Bank Of India branches in Basirhat and Basirhat, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Bank Of India and navigate to the branch locator section. Search for Sangrampur or Basirhat to get the exact IFSC Code BKID0004134.

Mobile Banking App

If you use Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of India and Basirhat, you'll get the correct details.

How to Use IFSC Code BKID0004134 for Online Transfers?

Once you have the IFSC Code BKID0004134 for the Sangrampur branch of Bank Of India in Basirhat, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BKID0004134. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of India IFSC Code BKID0004134.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of India Sangrampur in Basirhat, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of India in Sangrampur, here are some ways that you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Bank Of India website.
• Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Basirhat manage online transfers as well as cheque clearances with ease.