For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Bank Of India for its Barkheda branch in Barkheda (Dist. Farrukhabad), Barkheda Dist Farrukhabad, Uttar Pradesh, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Bank Of India located in Barkheda (Dist. Farrukhabad) or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code BKID0007618. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Bank Of India, Barkheda, Barkheda (Dist. Farrukhabad)
Below in the table are the key details related to IFSC Code BKID0007618 of Bank Of India for its branch located in Barkheda (Dist. Farrukhabad), within the district of Barkheda Dist Farrukhabad in the state of Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Bank Of India |
| IFSC Code | BKID0007618 |
| Branch | Barkheda |
| City | Barkheda (Dist. Farrukhabad) |
| District | Barkheda Dist Farrukhabad |
| State | Uttar Pradesh |
| Address | Vill Po Barkhedatehsil Kaimganj Dist Farrukhabad |
These details are essential not only for online banking users but also for businesses and individuals who use Bank Of India in Barkheda (Dist. Farrukhabad) for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BKID0007618 for the Barkheda branch of Bank Of India plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like BKID0007618 is given to every bank branch, including Bank Of India located in Barkheda, Barkheda (Dist. Farrukhabad), Uttar Pradesh, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Bank Of India branch in Barkheda (Dist. Farrukhabad).
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Barkheda (Dist. Farrukhabad) and Barkheda Dist Farrukhabad.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Uttar Pradesh and the rest of India, which is why the IFSC Code ensures that transactions meant for Bank Of India in Barkheda doesn't end up at another location.
Format of the IFSC Code BKID0007618
This is the format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Bank Of India, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Barkheda in Barkheda (Dist. Farrukhabad).
For example, the IFSC Code BKID0007618 of Bank Of India for the Barkheda branch includes these elements, identifying the bank and the branch location in Barkheda (Dist. Farrukhabad) and Uttar Pradesh accurately.
How to Find IFSC Code for Bank Of India?
If you are trying to find the IFSC Code BKID0007618 of Bank Of India for its Barkheda branch located in Barkheda (Dist. Farrukhabad), the following methods can help:
Cheque Book
The cheque book issued by Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Bank Of India branches in Barkheda (Dist. Farrukhabad) and Barkheda Dist Farrukhabad, print them on the first page of your passbook.
Bank Website
Visit the official website of Bank Of India and navigate to the branch locator section. Search for Barkheda or Barkheda (Dist. Farrukhabad) to get the exact IFSC Code BKID0007618.
Mobile Banking App
If you use Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of India and Barkheda (Dist. Farrukhabad), you'll get the correct details.
How to Use IFSC Code BKID0007618 for Online Transfers?
Once you have the IFSC Code BKID0007618 for the Barkheda branch of Bank Of India in Barkheda (Dist. Farrukhabad), you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code BKID0007618. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Bank Of India IFSC Code BKID0007618.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of India Barkheda in Barkheda (Dist. Farrukhabad), your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of India in Barkheda, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Bank Of India website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Barkheda (Dist. Farrukhabad) to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code of the Barkheda Barkheda (Dist. Farrukhabad) branch is BKID0007618.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Vill Po Barkhedatehsil Kaimganj Dist Farrukhabad.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.