Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Bank Of India for its Ahmadpur Neochhana branch in Bara Banki, Barabanki, Uttar Pradesh, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Bank Of India located in Bara Banki or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code BKID0AG0303. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Bank Of India, Ahmadpur Neochhana, Bara Banki
Below in the table are the key details related to IFSC Code BKID0AG0303 of Bank Of India for its branch located in Bara Banki, within the district of Barabanki in the state of Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Bank Of India |
| IFSC Code | BKID0AG0303 |
| Branch | Ahmadpur Neochhana |
| City | Bara Banki |
| District | Barabanki |
| State | Uttar Pradesh |
| Address | Vill. Ahmadpur P.O. Ahmadpur , Pin225405 |
These details are important not only for users using online banking but also for businesses and individuals who use Bank Of India in Bara Banki for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code BKID0AG0303 for the Ahmadpur Neochhana branch of Bank Of India is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of India located in Ahmadpur Neochhana, Bara Banki, Uttar Pradesh, is provided a unique IFSC like BKID0AG0303 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Bank Of India branch in Bara Banki.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Bara Banki and Barabanki.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Uttar Pradesh and the rest of India, the IFSC Code ensures that transactions meant for Bank Of India in Ahmadpur Neochhana do not get misguided to another person.
Format of the IFSC Code BKID0AG0303
The format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Bank Of India, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Ahmadpur Neochhana in Bara Banki.
For example, the IFSC Code BKID0AG0303 of Bank Of India for the Ahmadpur Neochhana branch includes these elements, identifying the bank and the branch location in Bara Banki and Uttar Pradesh accurately.
How to Find IFSC Code for Bank Of India?
If you are trying to find the IFSC Code BKID0AG0303 of Bank Of India for its Ahmadpur Neochhana branch located in Bara Banki, the following methods can help:
Cheque Book
The cheque book issued by Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Bank Of India branches in Bara Banki and Barabanki, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Bank Of India and navigate to the branch locator section. Search for Ahmadpur Neochhana or Bara Banki to get the exact IFSC Code BKID0AG0303.
Mobile Banking App
If you use Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of India and Bara Banki, you'll get the correct details.
How to Use IFSC Code BKID0AG0303 for Online Transfers?
Once you have the IFSC Code BKID0AG0303 for the Ahmadpur Neochhana branch of Bank Of India in Bara Banki, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code BKID0AG0303. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Bank Of India IFSC Code BKID0AG0303.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Bank Of India Ahmadpur Neochhana in Bara Banki, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of India in Ahmadpur Neochhana, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Bank Of India website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Bara Banki to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is BKID0AG0303.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Vill. Ahmadpur P.O. Ahmadpur , Pin225405 located in Bara Banki, Barabanki, Uttar Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.