For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Bank Of India for its Bapulapadu Hanuman Junction branch in Bapulapadu (Hanuman Junction) (Ap), Bapulapadu Hanuman Junction Ap, Andhra Pradesh, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Bank Of India located in Bapulapadu (Hanuman Junction) (Ap) or anywhere in Andhra Pradesh can transfer funds instantly by using the correct IFSC Code BKID0005639. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Bank Of India, Bapulapadu Hanuman Junction, Bapulapadu (Hanuman Junction) (Ap)
Here are the main details that are associated with the IFSC Code BKID0005639 of Bank Of India for its branch located in Bapulapadu (Hanuman Junction) (Ap), within the district of Bapulapadu Hanuman Junction Ap in the state of Andhra Pradesh.
| Particulars | Details |
|---|---|
| Bank | Bank Of India |
| IFSC Code | BKID0005639 |
| Branch | Bapulapadu Hanuman Junction |
| City | Bapulapadu (Hanuman Junction) (Ap) |
| District | Bapulapadu Hanuman Junction Ap |
| State | Andhra Pradesh |
| Address | 5 381 Opp Sbi Nh5 Vijayawada Roadbapulapadu Hanuman Junction Krishna Dist |
These details are important not only for users using online banking but also for businesses and individuals who use Bank Of India in Bapulapadu (Hanuman Junction) (Ap) for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code BKID0005639 for the Bapulapadu Hanuman Junction branch of Bank Of India is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of India located in Bapulapadu Hanuman Junction, Bapulapadu (Hanuman Junction) (Ap), Andhra Pradesh, is provided with a unique IFSC like BKID0005639 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Bank Of India branch in Bapulapadu (Hanuman Junction) (Ap).
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Bapulapadu (Hanuman Junction) (Ap) and Bapulapadu Hanuman Junction Ap.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Andhra Pradesh and the rest of India and the IFSC Code ensures that transactions meant for Bank Of India in Bapulapadu Hanuman Junction do not get mixed with another location.
Format of the IFSC Code BKID0005639
The format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Bank Of India, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Bapulapadu Hanuman Junction in Bapulapadu (Hanuman Junction) (Ap).
For example, the IFSC Code BKID0005639 of Bank Of India for the Bapulapadu Hanuman Junction branch includes these elements, identifying the bank and the branch location in Bapulapadu (Hanuman Junction) (Ap) and Andhra Pradesh accurately.
How to Find IFSC Code for Bank Of India?
If you are trying to find the IFSC Code BKID0005639 of Bank Of India for its Bapulapadu Hanuman Junction branch located in Bapulapadu (Hanuman Junction) (Ap), the following methods can help:
Cheque Book
The cheque book issued by Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Bank Of India branches in Bapulapadu (Hanuman Junction) (Ap) and Bapulapadu Hanuman Junction Ap, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Bank Of India and navigate to the branch locator section. Search for Bapulapadu Hanuman Junction or Bapulapadu (Hanuman Junction) (Ap) to get the exact IFSC Code BKID0005639.
Mobile Banking App
If you use Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of India and Bapulapadu (Hanuman Junction) (Ap), you'll get the correct details.
How to Use IFSC Code BKID0005639 for Online Transfers?
Once you have the IFSC Code BKID0005639 for the Bapulapadu Hanuman Junction branch of Bank Of India in Bapulapadu (Hanuman Junction) (Ap), you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code BKID0005639. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Bank Of India IFSC Code BKID0005639.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of India Bapulapadu Hanuman Junction in Bapulapadu (Hanuman Junction) (Ap), your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of India in Bapulapadu Hanuman Junction, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Bank Of India website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Bapulapadu (Hanuman Junction) (Ap) manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is BKID0005639.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is 5 381 Opp Sbi Nh5 Vijayawada Roadbapulapadu Hanuman Junction Krishna Dist located in Bapulapadu (Hanuman Junction) (Ap), Bapulapadu Hanuman Junction Ap, Andhra Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.