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IFSC Code of Bank Of India, Bhavasara Kshatriya Coop Bank Ho, Bangalore, Karnataka — BKID099BKCB

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Bank Of India for its Bhavasara Kshatriya Coop Bank Ho branch in Bangalore Urban, Bangalore, or Karnataka, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Bank Of India located in Bangalore Urban or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code BKID099BKCB. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of India, Bhavasara Kshatriya Coop Bank Ho, Bangalore Urban

The table below shows the main details of the IFSC Code BKID099BKCB for the Bank Of India branch in Bangalore Urban, which falls under the Bangalore district in Karnataka.

Particulars Details
Bank Bank Of India
IFSC Code BKID099BKCB
Branch Bhavasara Kshatriya Coop Bank Ho
City Bangalore Urban
District Bangalore
State Karnataka
Address No 63 69 Sahakara Sadana 24Th Cross Kilari Road 560053

These details are essential not only for online banking users but also for businesses and individuals who use Bank Of India in Bangalore Urban for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BKID099BKCB for the Bhavasara Kshatriya Coop Bank Ho branch of Bank Of India plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of India located in Bhavasara Kshatriya Coop Bank Ho, Bangalore Urban, Karnataka, are given a unique IFSC like BKID099BKCB to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Bangalore Urban.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Bangalore Urban and Bangalore.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Bank Of India in Bhavasara Kshatriya Coop Bank Ho goes to the correct branch. This is important because Bank Of India has thousands of branches in Karnataka and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code BKID099BKCB

The format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Bhavasara Kshatriya Coop Bank Ho in Bangalore Urban.

For example, the IFSC Code BKID099BKCB of Bank Of India for the Bhavasara Kshatriya Coop Bank Ho branch includes these elements, identifying the bank and the branch location in Bangalore Urban and Karnataka accurately.

How to Find IFSC Code for Bank Of India?

If you are trying to find the IFSC Code BKID099BKCB of Bank Of India for its Bhavasara Kshatriya Coop Bank Ho branch located in Bangalore Urban, the following methods can help:

Cheque Book

The cheque books that are issued by Bank Of India include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Bank Of India branches in Bangalore Urban and Bangalore, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of India and find the branch locator section. Search for Bhavasara Kshatriya Coop Bank Ho or Bangalore Urban to get the exact IFSC Code BKID099BKCB.

Mobile Banking App

If you use Bank Of India's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Bank Of India and Bangalore Urban that will provide accurate information.

How to Use IFSC Code BKID099BKCB for Online Transfers?

Once you have the IFSC Code BKID099BKCB for the Bhavasara Kshatriya Coop Bank Ho branch of Bank Of India in Bangalore Urban, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BKID099BKCB. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Bank Of India IFSC Code BKID099BKCB.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Bank Of India Bhavasara Kshatriya Coop Bank Ho in Bangalore Urban, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Bank Of India in Bhavasara Kshatriya Coop Bank Ho, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of India website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Bangalore Urban manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of India in Bhavasara Kshatriya Coop Bank Ho, Bangalore Urban?

The IFSC Code is BKID099BKCB.

Is the IFSC Code BKID099BKCB permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of India Bhavasara Kshatriya Coop Bank Ho?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Bhavasara Kshatriya Coop Bank Ho branch?

The address of the branch is No 63 69 Sahakara Sadana 24Th Cross Kilari Road 560053 located in Bangalore Urban, Bangalore, Karnataka.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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