IFSC Code of Bank Of India, Bamchandaipur, Bamchandaipur Burdwan, West Bengal- BKID0004298

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bank Of India for its Bamchandaipur branch in Bamchandaipur (Burdwan), Bamchandaipur Burdwan, West Bengal, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Bank Of India located in Bamchandaipur (Burdwan) or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code BKID0004298. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Bank Of India, Bamchandaipur, Bamchandaipur (Burdwan)

Here are the key points that are associated with the IFSC Code BKID0004298 of Bank Of India for its branch located in Bamchandaipur (Burdwan), within the district of Bamchandaipur Burdwan in the state of West Bengal.

These details are essential not only for online banking users but also for businesses and individuals who use Bank Of India in Bamchandaipur (Burdwan) for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BKID0004298 for the Bamchandaipur branch of Bank Of India plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like BKID0004298 is given to every bank branch, including Bank Of India located in Bamchandaipur, Bamchandaipur (Burdwan), West Bengal, to make sure that online payments reach the right place.

The IFSC Code is important because:

• It uniquely identifies the Bank Of India branch in Bamchandaipur (Burdwan).
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any kind of confusion between multiple branches of the same bank across different places like Bamchandaipur (Burdwan) and Bamchandaipur Burdwan.
• It removes errors in fund transfers and improves accuracy.
• It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across West Bengal and the rest of India, which is why the IFSC Code ensures that transactions meant for Bank Of India in Bamchandaipur doesn't end up at another location.

Format of the IFSC Code BKID0004298

The format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Bank Of India, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Bamchandaipur in Bamchandaipur (Burdwan).

For example, the IFSC Code BKID0004298 of Bank Of India for the Bamchandaipur branch includes these elements, identifying the bank and the branch location in Bamchandaipur (Burdwan) and West Bengal accurately.

How to Find IFSC Code for Bank Of India?

If you are looking for the IFSC Code BKID0004298 of Bank Of India for its Bamchandaipur branch located in Bamchandaipur (Burdwan), the following methods can help:

Cheque Book

The cheque book that is issued by Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Bank Of India branches in Bamchandaipur (Burdwan) and Bamchandaipur Burdwan, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Bank Of India and look for the branch locator section, then search for Bamchandaipur or Bamchandaipur (Burdwan) to get the exact IFSC Code BKID0004298.

Mobile Banking App

If you use Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Bank Of India and Bamchandaipur (Burdwan), then it will provide you proper information.

How to Use IFSC Code BKID0004298 for Online Transfers?

Once you have the IFSC Code BKID0004298 for the Bamchandaipur branch of Bank Of India in Bamchandaipur (Burdwan), you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BKID0004298. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of India IFSC Code BKID0004298.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of India Bamchandaipur in Bamchandaipur (Burdwan), your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of India in Bamchandaipur, here are some ways that you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Bank Of India website.
• Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Bamchandaipur (Burdwan) manage online transfers as well as cheque clearances with ease.