There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Bank Of India for its Balrampur branch in Balrampur (Dist. Balrampur), Balrampur Dist Balrampur, Uttar Pradesh, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Bank Of India situated in Balrampur (Dist. Balrampur) or anywhere in Uttar Pradesh can easily transfer funds instantly by using the correct IFSC Code BKID0006841. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of India, Balrampur, Balrampur (Dist. Balrampur)

Here are the main details that are associated with the IFSC Code BKID0006841 of Bank Of India for its branch located in Balrampur (Dist. Balrampur), within the district of Balrampur Dist Balrampur in the state of Uttar Pradesh.

Particulars Details
Bank Bank Of India
IFSC Code BKID0006841
Branch Balrampur
City Balrampur (Dist. Balrampur)
District Balrampur Dist Balrampur
State Uttar Pradesh
Address Bank Road Tulsi Parkbalrampur Dist Balrampur

These details help users in online banking and for businesses and individuals who use Bank Of India in Balrampur (Dist. Balrampur) for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BKID0006841 for the Balrampur branch of Bank Of India has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of India located in Balrampur, Balrampur (Dist. Balrampur), Uttar Pradesh, are given a unique IFSC like BKID0006841 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Balrampur (Dist. Balrampur).
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Balrampur (Dist. Balrampur) and Balrampur Dist Balrampur.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Bank Of India in Balrampur goes to the correct branch. This is important because Bank Of India has thousands of branches in Uttar Pradesh and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code BKID0006841

This is the format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Balrampur in Balrampur (Dist. Balrampur).

For example, the IFSC Code BKID0006841 of Bank Of India for the Balrampur branch includes these elements, identifying the bank and the branch location in Balrampur (Dist. Balrampur) and Uttar Pradesh accurately.

How to Find IFSC Code for Bank Of India?

If you are trying to find the IFSC Code BKID0006841 of Bank Of India for its Balrampur branch located in Balrampur (Dist. Balrampur), the following methods can help:

Cheque Book

The cheque book issued by Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Bank Of India branches in Balrampur (Dist. Balrampur) and Balrampur Dist Balrampur, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Bank Of India and navigate to the branch locator section. Search for Balrampur or Balrampur (Dist. Balrampur) to get the exact IFSC Code BKID0006841.

Mobile Banking App

If you use Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of India and Balrampur (Dist. Balrampur), you'll get the correct details.

How to Use IFSC Code BKID0006841 for Online Transfers?

Once you have the IFSC Code BKID0006841 for the Balrampur branch of Bank Of India in Balrampur (Dist. Balrampur), you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BKID0006841. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of India IFSC Code BKID0006841.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Bank Of India Balrampur in Balrampur (Dist. Balrampur) may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of India in Balrampur, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of India website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Balrampur (Dist. Balrampur) to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of India in Balrampur, Balrampur (Dist. Balrampur)?

The IFSC Code is BKID0006841.

Is the IFSC Code BKID0006841 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of India Balrampur?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Balrampur branch?

The address of the branch is Bank Road Tulsi Parkbalrampur Dist Balrampur located in Balrampur (Dist. Balrampur), Balrampur Dist Balrampur, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.