For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Bank Of India for its Bahutali branch in Bahutali (Dist. Murshidabad), Bahutali Dist Murshidabad, West Bengal, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Bank Of India located in Bahutali (Dist. Murshidabad) or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code BKID0004112. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of India, Bahutali, Bahutali (Dist. Murshidabad)

Here are the main details that are associated with the IFSC Code BKID0004112 of Bank Of India for its branch located in Bahutali (Dist. Murshidabad), within the district of Bahutali Dist Murshidabad in the state of West Bengal.

Particulars Details
Bank Bank Of India
IFSC Code BKID0004112
Branch Bahutali
City Bahutali (Dist. Murshidabad)
District Bahutali Dist Murshidabad
State West Bengal
Address Vill Po Bahutalivia Rajgaon Birbhum Dist Murshidabad

These details are essential not only for online banking users but also for businesses and individuals who use Bank Of India in Bahutali (Dist. Murshidabad) for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BKID0004112 for the Bahutali branch of Bank Of India plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of India located in Bahutali, Bahutali (Dist. Murshidabad), West Bengal, are given a unique IFSC like BKID0004112 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Bahutali (Dist. Murshidabad).
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Bahutali (Dist. Murshidabad) and Bahutali Dist Murshidabad.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Bank Of India in Bahutali goes to the correct branch. This is important because Bank Of India has thousands of branches in West Bengal and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code BKID0004112

The format of the IFSC Code for banks, including Bank Of India, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Bahutali in Bahutali (Dist. Murshidabad).

For example, the IFSC Code BKID0004112 of Bank Of India for the Bahutali branch includes these elements, identifying the bank and the branch location in Bahutali (Dist. Murshidabad) and West Bengal correctly.

How to Find IFSC Code for Bank Of India?

If you are looking for the IFSC Code BKID0004112 of Bank Of India for its Bahutali branch located in Bahutali (Dist. Murshidabad), the following methods can help:

Cheque Book

The cheque book that is issued by Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Bank Of India branches in Bahutali (Dist. Murshidabad) and Bahutali Dist Murshidabad, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Bank Of India and look for the branch locator section, then search for Bahutali or Bahutali (Dist. Murshidabad) to get the exact IFSC Code BKID0004112.

Mobile Banking App

If you use Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Bank Of India and Bahutali (Dist. Murshidabad), then it will provide you proper information.

How to Use IFSC Code BKID0004112 for Online Transfers?

Once you have the IFSC Code BKID0004112 for the Bahutali branch of Bank Of India in Bahutali (Dist. Murshidabad), you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BKID0004112. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of India IFSC Code BKID0004112.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of India Bahutali in Bahutali (Dist. Murshidabad), your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Bank Of India in Bahutali, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of India website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Bahutali (Dist. Murshidabad) manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of India Bahutali Bahutali (Dist. Murshidabad)?

The IFSC Code of the Bahutali Bahutali (Dist. Murshidabad) branch is BKID0004112.

Is IFSC Code BKID0004112 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Bank Of India Bahutali branch?

The branch is located at Vill Po Bahutalivia Rajgaon Birbhum Dist Murshidabad.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.